Gem Visa Card – Loan Review
Amount, $100 - $50 000 ;Term, 7 days - 12 months
Applying does not commit you to any agreement.
Gem Visa Card repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $1 000 | $0 | $1 000 | 14 days |
How to apply for Gem Visa Card
- Apply online
- Wait a minute
- Ready, set, shop
Gem Visa Card eligibility requirements
- Be 18 years or over
- Be a permanent resident of New Zealand
About Gem Visa Card
Gem Visa Card is operated by Latitude Financial Services Limited.. Registered location: 8 Tangihua Street, Auckland CBD, Auckland 1010, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $1 000 borrowed and fully repaid after 14 days of using the loan. Total amount payable = $1 000. The fee would be $0.
Loan Requirements
- ✓ Be 18 years or over
- ✓ Be a permanent resident of New Zealand
Loan Features
- Online loans up to $50 000
- Term 7 days - 12 months
Frequently Asked Questions
7 days - 12 months after submitting your application.
The minimum amount at Gem Visa Card is $100.
Yes, Gem Visa Card offers an online application process. Visit their website to apply.