Compare Loans

Loan Comparison 2026

We compare 100 offers. Interest rates updated 03 May 2026.

Loans $100 Loans $200 Loans $300 Loans $500 Loans $1,000 Loans $2,000 Loans $5,000 Loans $10,000
Lender Amount Rate from Term Approval Rating Action
AA Money - Car Loan AA Money - Car Loan
$5,000 – $100,000 8,95 % 12 – 60 months 1 - 5 years ★★★★☆ 4.0 Details Apply ad
Rapid Loans Rapid Loans
$1,000 – $10,000 15,95 % 6 – 48 months 6 - 48 months ★★★★☆ 4.0 Details Apply ad
Jacaranda Finance Jacaranda Finance
$300 – $10,000 18,00 % to 48,00 % 12 – 24 months 12 - 24 months ★★★★☆ 4.0 Details Apply ad
Quick Loans Quick Loans
$1,000 – $20,000 9,95 % 6 – 36 months 6 - 36 months ★★★★☆ 4.0 Details Apply ad
Cash Converters Cash Converters
$500 – $3,000 49,95 % 3 – 12 months 3 - 12 months ★★★★☆ 4.0 Details Apply ad
Pretty Penny Loans Pretty Penny Loans
$50 – $500 365,00 % 7 – 7 months 7 - 42 days ★★★★☆ 4.0 Details Apply ad
ANZ Home Loan ANZ Home Loan
$50,000 – $1,000,000 5,99 % 12 – 360 months 1 - 30 years ★★★★☆ 4.0 Details Apply ad
ASB Home Loan ASB Home Loan
$1,000 – $10,000,000 5,89 % 6 – 360 months 6 months - 30 years ★★★★☆ 4.0 Details Apply ad
ANZ ANZ
$3,000 – $40,000 12,90 % 6 – 84 months 6 months - 7 years ★★★★☆ 4.0 Details Apply ad
Crester Credit Crester Credit
$800 – $15,000 10,00 % 7 – 36 months 7 - 36 months ★★★★☆ 4.0 Details Apply ad
Ferratum Ferratum
$100 – $3,500 0,00 % 1 – 1 months 1 - 45 days ★★★★☆ 4.0 Details Apply ad
Harmoney Harmoney
$2,000 – $50,000 6,99 % 36 – 60 months 3 - 5 years ★★★★☆ 4.0 Details Apply ad
Nectar Nectar
$1,000 – $20,000 11,95 % 6 – 48 months 6 - 48 months ★★★★☆ 4.0 Details Apply ad
Loansmart Loansmart
$1,000 – $10,000 13,95 % 6 – 60 months 6 - 60 months ★★★★☆ 4.0 Details Apply ad
Save My Bacon Cash Loans Save My Bacon Cash Loans
$300 – $2,000 4,16 % 1 – 6 months 6 - 26 weeks ★★★★☆ 4.0 Details Apply ad
Moola Moola
$500 – $2,000 40,00 % 3 – 6 months 15 - 26 weeks ★★★★☆ 4.0 Details Apply ad
Superloans Superloans
$100 – $10,000 9,95 % 1 – 13 months 1 - 52 weeks ★★★★☆ 4.0 Details Apply ad
Avanti Finance Avanti Finance
$1,000 – $100,000 7,00 % 12 – 60 months 1 - 5 years ★★★★☆ 4.0 Details Apply ad
Seed Cash Seed Cash
$300 – $5,000 167,90 % 1 – 7 months 4 - 28 weeks ★★★★☆ 4.0 Details Apply ad
BNZ Home Loan BNZ Home Loan
$10,000 – $2,500,000 5,89 % 6 – 360 months 6 months - 30 years ★★★★☆ 4.0 Details Apply ad
Pronto Finance Pronto Finance
$200 – $20,000 11,97 % 1 – 13 months 1 - 52 weeks ★★★★☆ 4.0 Details Apply ad
Aotea Finance Aotea Finance
$500 – $5,000 28,85 % 1 – 24 months 1 - 24 months ★★★★☆ 4.0 Details Apply ad
Gem Personal Loan Gem Personal Loan
$2,000 – $200,000 9,99 % 6 – 84 months 6 - 84 months ★★★★☆ 4.0 Details Apply ad
The Lending People The Lending People
$3,000 – $75,000 6,99 % 12 – 84 months 1 - 7 years ★★★★☆ 4.0 Details Apply ad
Credit Simple Credit Simple
$1,500 – $75,000 6,99 % 6 – 84 months 6 months - 7 years ★★★★☆ 4.0 Details Apply ad
Zebra Loans Zebra Loans
$300 – $1,500 10,00 % 1 – 1 months 1 - 78 days ★★★★☆ 4.0 Details Apply ad
BNZ BNZ
$1,000 – $30,000 12,65 % 3 – 60 months 3 - 60 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Home Loan Kiwibank Home Loan
$10,000 – $3,000,000 5,75 % 12 – 360 months 1 - 30 years ★★★★☆ 4.0 Details Apply ad
NZCU South NZCU South
$2,000 – $50,000 9,90 % 6 – 120 months 6 - 120 months ★★★★☆ 4.0 Details Apply ad
Geneva Finance Geneva Finance
$1,000 – $50,000 11,95 % 12 – 60 months 12 - 60 months ★★★★☆ 4.0 Details Apply ad
Gem Visa Card Gem Visa Card
$100 – $50,000 20,95 % 12 – 12 months 7 days - 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Home Loan Westpac Home Loan
$10,000 – $3,000,000 5,99 % 6 – 360 months 6 months - 30 years ★★★★☆ 4.0 Details Apply ad
Finance Now Card Finance Now Card
$100 – $50,000 19,95 % 1 – 12 months 1 - 12 months ★★★★☆ 4.0 Details Apply ad
Warehouse Money Visa Card Warehouse Money Visa Card
$100 – $10,000 19,95 % 1 – 12 months 1 - 12 months ★★★★☆ 4.0 Details Apply ad
Purple Visa Card Purple Visa Card
$100 – $20,000 22,90 % 1 – 12 months 1 - 12 months ★★★★☆ 4.0 Details Apply ad
Cash Relief Cash Relief
$100 – $1,000 252,00 % 1 – 1 months 1 - 365 days ★★★★☆ 4.0 Details Apply ad
SmartCash SmartCash
$100 – $500 36,00 % 14 – 14 months 14 - 30 days ★★★★☆ 4.0 Details Apply ad
Future Finance Future Finance
$1,000 – $80,000 16,99 % 12 – 60 months 12 - 60 months ★★★★☆ 4.0 Details Apply ad
CantWait CantWait
$250 – $2,000 40,00 % 1 – 3 months 1 - 15 weeks ★★★★☆ 4.0 Details Apply ad
Max Loans Max Loans
$227 – $158,000 17,95 % 6 – 84 months 6 - 84 months ★★★★☆ 4.0 Details Apply ad
The Lending Room The Lending Room
$500 – $25,000 7,00 % 6 – 60 months 6 - 60 months ★★★★☆ 4.0 Details Apply ad
121 Finance 121 Finance
$1,000 – $20,000 9,00 % 6 – 36 months 6 - 36 months ★★★★☆ 4.0 Details Apply ad
Breezy Loans Breezy Loans
$300 – $10,000 108,00 % 24 – 24 months 91 days – 24 months ★★★★☆ 4.0 Details Apply ad
Kiwi Cash Kiwi Cash
$300 – $10,000 68,00 % 12 – 24 months 12 - 24 months ★★★★☆ 4.0 Details Apply ad
NeedCashToday NeedCashToday
$750 – $5,000 50,00 % 3 – 10 months 15 - 40 weeks ★★★★☆ 4.0 Details Apply ad
Cash Till Payday Cash Till Payday
$500 – $3,000 18,00 % 3 – 12 months 3 - 12 months ★★★★☆ 4.0 Details Apply ad
Instant Finance Instant Finance
$200 – $20,000 29,95 % 3 – 36 months 3 - 36 months ★★★★☆ 4.0 Details Apply ad
Admiral Finance Admiral Finance
$1,000 – $50,000 23,95 % 6 – 60 months 6 - 60 months ★★★★☆ 4.0 Details Apply ad
Payday Advance Payday Advance
$500 – $3,000 49,45 % 3 – 12 months 3 - 12 months ★★★★☆ 4.0 Details Apply ad
QuickCash QuickCash
$200 – $10,000 26,00 % 13 – 39 months 52 - 156 weeks ★★★★☆ 4.0 Details Apply ad
Teensy Teensy
$400 – $5,000 49,95 % 1 – 6 months 6 - 26 weeks ★★★★☆ 4.0 Details Apply ad
Loans2Go Loans2Go
$1,000 – $50,000 15,95 % 6 – 60 months 6 - 60 months ★★★★☆ 4.0 Details Apply ad
Instant Cash Instant Cash
$300 – $50,000 30,00 % 1 – 60 months 1 - 60 months ★★★★☆ 4.0 Details Apply ad
Acorn Finance Acorn Finance
$400 – $5,000 34,95 % 1 – 36 months 4 weeks - 3 years ★★★★☆ 4.0 Details Apply ad
CarFinance2U CarFinance2U
$5,000 – $50,000 8,95 % 24 – 84 months 2 - 7 years ★★★★☆ 4.0 Details Apply ad
Advanced Cash Advanced Cash
$300 – $5,000 167,90 % 1 – 3 months 4 - 12 weeks ★★★★☆ 4.0 Details Apply ad
Lending Crowd Personal Loan Lending Crowd Personal Loan
$2,000 – $200,000 5,03 % 60 – 60 months 2 – 5 years ★★★★☆ 4.0 Details Apply ad
American Express Airpoints Platinum Card American Express Airpoints Platinum Card
$1,000 – $50,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
American Express Airpoints Card American Express Airpoints Card
$1,000 – $25,000 0,00 % 6 – 6 months 1 – 6 months ★★★★☆ 4.0 Details Apply ad
American Express Platinum Edge Credit Card American Express Platinum Edge Credit Card
$1,000 – $50,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
American Express Platinum Card American Express Platinum Card
$1,000 – $150,000 0,00 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
The Co-operative Bank Fair Rate credit card The Co-operative Bank Fair Rate credit card
$1,000 – $50,000 12,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ANZ Airpoints Visa ANZ Airpoints Visa
$500 – $20,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Airpoints Low Fee Visa credit card Kiwibank Airpoints Low Fee Visa credit card
$1,000 – $20,000 16,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Air New Zealand Airpoints Platinum Visa Kiwibank Air New Zealand Airpoints Platinum Visa
$8,000 – $50,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ANZ Airpoints Visa Platinum ANZ Airpoints Visa Platinum
$8,000 – $60,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Low Rate Visa Kiwibank Low Rate Visa
$500 – $10,000 12,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
BNZ Lite Visa BNZ Lite Visa
$500 – $10,000 12,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Q Mastercard Q Mastercard
$500 – $20,000 25,99 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Farmers Mastercard Farmers Mastercard
$500 – $20,000 25,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Flight Centre Mastercard Flight Centre Mastercard
$500 – $20,000 22,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Zero Visa credit card Kiwibank Zero Visa credit card
$500 – $20,000 12,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ANZ Low Rate Visa Credit Card ANZ Low Rate Visa Credit Card
$500 – $20,000 12,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
BNZ Advantage Visa Platinum Credit Card BNZ Advantage Visa Platinum Credit Card
$8,000 – $50,000 18,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Platinum Visa credit card Kiwibank Platinum Visa credit card
$8,000 – $20,000 13,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Kiwibank Air New Zealand Airpoints Standard Visa Kiwibank Air New Zealand Airpoints Standard Visa
$1,000 – $20,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ANZ CashBack Visa ANZ CashBack Visa
$500 – $20,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ANZ CashBack Visa Platinum ANZ CashBack Visa Platinum
$8,000 – $60,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
BNZ Advantage Classic credit card BNZ Advantage Classic credit card
$500 – $50,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
MyFinance Personal Loans MyFinance Personal Loans
$1,000 – $50,000 13,95 % 6 – 60 months 6 - 60 months ★★★★☆ 4.0 Details Apply ad
ASB Visa Business Credit Card ASB Visa Business Credit Card
$1,000 – $50,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ASB Visa Rewards Credit Card ASB Visa Rewards Credit Card
$500 – $50,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ASB Visa Business Rewards credit card ASB Visa Business Rewards credit card
$1,000 – $50,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ASB Visa Platinum Rewards credit card ASB Visa Platinum Rewards credit card
$8,000 – $100,000 19,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
ASB Visa Light credit card ASB Visa Light credit card
$1,000 – $10,000 13,50 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
TSB Visa Classic Credit Card TSB Visa Classic Credit Card
$500 – $20,000 18,50 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Airpoints Mastercard Westpac Airpoints Mastercard
$500 – $20,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Airpoints Platinum Mastercard Westpac Airpoints Platinum Mastercard
$10,000 – $100,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Airpoints World Mastercard Westpac Airpoints World Mastercard
$18,000 – $100,000 16,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Airpoints Business Mastercard Westpac Airpoints Business Mastercard
$500 – $20,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Low Rate Mastercard Westpac Low Rate Mastercard
$500 – $20,000 12,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac hotpoints Mastercard Westpac hotpoints Mastercard
$500 – $20,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac hotpoints Platinum Mastercard Westpac hotpoints Platinum Mastercard
$10,000 – $100,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac hotpoints World Mastercard Westpac hotpoints World Mastercard
$18,000 – $100,000 16,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac BusinessPlus Mastercard Westpac BusinessPlus Mastercard
$500 – $30,000 20,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Purple Visa credit card Purple Visa credit card
$1,500 – $15,000 22,90 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
BNZ Advantage Visa Business Credit Card BNZ Advantage Visa Business Credit Card
$500 – $50,000 18,95 % 12 – 12 months 1 – 12 months ★★★★☆ 4.0 Details Apply ad
Westpac Personal Loan Westpac Personal Loan
$3,000 – $50,000 12,95 % to 19,95 % 12 – 84 months 1-2 business days ★★★★★ 4.2 Details Apply ad
TSB Personal Loan TSB Personal Loan
$2,000 – $50,000 12,95 % to 19,95 % 12 – 84 months 1-3 business days ★★★★★ 4.1 Details Apply ad
Kiwibank Personal Loan Kiwibank Personal Loan
$2,000 – $50,000 13,85 % to 19,95 % 6 – 60 months 1-2 business days ★★★★☆ 4.0 Details Apply ad

How to Choose the Best Loan in New Zealand?

When comparing loans, always look at the annual interest rate and not just the nominal rate. The interest rate includes all costs: origination fees, insurance costs and other charges.

Also check the total amount payable. With a longer repayment term, monthly payments are lower but you pay significantly more interest overall. Use our comparison tool to find the right balance.

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