BNZ Advantage Classic credit card logo

BNZ Advantage Classic credit card – Loan Review

4.0 / 5 editorial score

Amount, $500 - $50 000 ;Term, 1 - 12 months

Amount $500 – $50,000
Rate from 20,95 %
Term 12 – 12 months
Approval 1 – 12 months
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Applying does not commit you to any agreement.

BNZ Advantage Classic credit card repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$500$0$50055 days

How to apply for BNZ Advantage Classic credit card

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

BNZ Advantage Classic credit card eligibility requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About BNZ Advantage Classic credit card

BNZ Advantage Classic credit card is operated by Bank of New Zealand. Registered location: 80 Queen Street, Auckland CBD, Auckland 1010. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $500 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $500. The fee would be $0.

Loan Requirements

  • ✓ Be 18 years or over
  • ✓ Be a New Zealand resident living in New Zealand

Loan Features

  • Online loans up to $50 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at BNZ Advantage Classic credit card is $500.

Yes, BNZ Advantage Classic credit card offers an online application process. Visit their website to apply.