Personal Loans

        Personal Loans in New Zealand

A personal loan is an amount – usually up to around $100,000 – that you borrow from a bank, credit union or lending institution as a lump sum or line of credit.

$50,000
Loan amount $2,000 - $50,000
Interest 9.9 %
Maturity 6 - 120 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 6 - 120 months

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen, resident or hold a current working VISA

About company

More information about the company Credit Union Baywide trading as NZCU Baywide

Borrow from $2,000 with interest from the 9.9 % Moread
$10,000
Loan amount $1,000 - $10,000
Interest 3.3 %
Maturity 6 - 48 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 6 - 48 months

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen, resident or hold a current working VISA

About company

More information about the company Rapid Loans NZ Limited.

Borrow from $1,000 with interest from the 3.3 % Moread

BNZ

BNZ  5
$30,000
Loan amount $1,000 - $30,000
Interest 12.65 %
Maturity 3 - 60 months

Fast information

Properties of this loan

  • Online loans up to $30 000
  • Term 3 - 60 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Bank of New Zealand

Borrow from $1,000 with interest from the 12.65 % Moread
$200,000
Loan amount $2,000 - $200,000
Interest 9.99 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to $200 000
  • Term 6 - 84 months

Loan requirements

  • Be 18 years or over
  • Be a permanent NZ resident
  • Be earning a stable income

About company

More information about the company Latitude Financial Services Limited.

Borrow from $2,000 with interest from the 9.99 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 11.95 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 12 - 60 months

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Geneva Finance Limited

Borrow from $1,000 with interest from the 11.95 % Moread
$100,000
Loan amount $1,000 - $100,000
Interest 7 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Online loans up to $100 000
  • Term 1 - 5 years
  • Easy online application

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Avanti Finance Limited

Borrow from $1,000 with interest from the 7 % Moread
$500
Loan amount $100 - $500
Interest 36 %
Maturity 14 - 30 days

Fast information

Properties of this loan

  • Online loans up to $500
  • Term 14 - 30 days

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company SmartCash Ltd

Borrow from $100 with interest from the 36 % Moread
$80,000
Loan amount $1,000 - $80,000
Interest 16.99 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to $80 000
  • Term 12 - 60 months

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen, resident or hold a current working VISA

About company

More information about the company Future Finance Ltd.

Borrow from $1,000 with interest from the 16.99 % Moread
$2,000
Loan amount $250 - $2,000
Interest 40 %
Maturity 1 - 15 weeks

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 1 - 15 weeks

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company CWL

Borrow from $250 with interest from the 40 % Moread
$158,000
Loan amount $227 - $158,000
Interest 17.95 %
Maturity 6 - 84 months

Fast information

Properties of this loan

  • Online loans up to $158 000
  • Term 6 - 84 months

Loan requirements

  • Over 18
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Max Money Group Limited

Borrow from $227 with interest from the 17.95 % Moread
$25,000
Loan amount $500 - $25,000
Interest 7 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to $25 000
  • Term 6 - 60 months
  • Easy online application

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company The Lending Room Limited

Borrow from $500 with interest from the 7 % Moread
$20,000
Loan amount $1,000 - $20,000
Interest 9 %
Maturity 6 - 36 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 6 - 36 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company 121 Finance Ltd.

Borrow from $1,000 with interest from the 9 % Moread
$1,000
Loan amount $100 - $1,000
Interest 252 %
Maturity 1 - 365 days

Fast information

Properties of this loan

  • Online loans up to $1 000
  • Term 1 - 365 days

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand
  • Demonstrate a regular income and an ability to repay all loan costs

About company

More information about the company Acorn Finance 2012 Limited

Borrow from $100 with interest from the 252 % Moread
$50,000
Loan amount $2,000 - $50,000
Interest 6.99 %
Maturity 3 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 3 - 5 years
  • Easy online application

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Harmoney Limited

Borrow from $2,000 with interest from the 6.99 % Moread
$10,000
Loan amount $300 - $10,000
Interest 108 %
Maturity 91 days – 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 91 days – 24 months

Loan requirements

  • 18 years of age
  • A New Zealand citizen or permanent resident
  • Receiving a regular income in a personal account for at least three months
  • Able to provide an active mobile number and email address

About company

More information about the company BREEZY LOANS NZ PTY LIMITED

Borrow from $300 with interest from the 108 % Moread
$10,000
Loan amount $300 - $10,000
Interest 68 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 12 - 24 months

Loan requirements

  • Be over 18 years of age
  • Have a direct contact number
  • Receive a regular income into a personal bank account for at least 90 days

About company

More information about the company Kiwi Cash

Borrow from $300 with interest from the 68 % Moread
$5,000
Loan amount $750 - $5,000
Interest 50 %
Maturity 15 - 40 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 15 - 40 weeks

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen or resident
  • You must not be bankrupt
  • You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
  • You need an active bank account that your pay gets credited into on regular paydays
  • You need access to a computer as the application process is 100% online
  • You need an active email account
  • You must own a cell phone
  • You must complete the online application
  • You must pass our employer checks

About company

More information about the company Moola.co.nz Limited

Borrow from $750 with interest from the 50 % Moread
$3,000
Loan amount $500 - $3,000
Interest 18 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 3 - 12 months

Loan requirements

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • You need to have been permanently employed with the same employer for at least 3 months
  • For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • You have access to the Internet and a mobile phone

About company

More information about the company Zethus Holdings Limited.

Borrow from $500 with interest from the 18 % Moread
$20,000
Loan amount $200 - $20,000
Interest 29.95 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 3 - 36 months

Loan requirements

  • Photo ID (valid Passport, Drivers Licence, or Kiwi Access/18+ Card with your Birth Certificate)
  • Proof of address (an official letter/utility bill delivered to you at your residential address within the last 3 months)
  • If you have internet banking, then we will ask you to complete a secure Credit Sense link to provide us with details of your bank statements
  • otherwise we will need you to bring
  • Proof of income (a recent pay slip or WINZ letter detailing your current benefit details)
  • 3 months of your latest statements from all bank accounts showing income and out-goings Your vehicle (we will need to see it and assess its value if you want to use it for security) and look at any insurance policy for it If using household goods as security, we will ask for a copy of your tenancy agreement and arrange a convenient time for one of our agents to meet with you to complete a valuation

About company

More information about the company Instant Finance

Borrow from $200 with interest from the 29.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 23.95 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 6 - 60 months

Loan requirements

About company

More information about the company Admiral Finance

Borrow from $1,000 with interest from the 23.95 % Moread
$3,000
Loan amount $500 - $3,000
Interest 49.45 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 3 - 12 months

Loan requirements

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • You need to have been permanently employed with the same employer for at least 3 months
  • For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • You have access to the Internet and a mobile phone

About company

More information about the company Zethus Holdings Limited

Borrow from $500 with interest from the 49.45 % Moread
$10,000
Loan amount $200 - $10,000
Interest 26 %
Maturity 52 - 156 weeks

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 52 - 156 weeks

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company QuickCash Finance Limited

Borrow from $200 with interest from the 26 % Moread
$5,000
Loan amount $400 - $5,000
Interest 49.95 %
Maturity 6 - 26 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 6 - 26 weeks

Loan requirements

About company

More information about the company Teensy

Borrow from $400 with interest from the 49.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 15.95 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 6 - 60 months

Loan requirements

  • You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
  • household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
  • You need to be over 21 (unless you have a suitable guarantor who is over 21)
  • You should have a reasonable credit history
  • You must be able to make the payments on your loan
  • You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

About company

More information about the company Admiral Finance Limited

Borrow from $1,000 with interest from the 15.95 % Moread
$50,000
Loan amount $300 - $50,000
Interest 30 %
Maturity 1 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 60 months

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Easy Financing Pty Ltd

Borrow from $300 with interest from the 30 % Moread
$5,000
Loan amount $400 - $5,000
Interest 34.95 %
Maturity 4 weeks - 3 years

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 4 weeks - 3 years

Loan requirements

  • Be 18 years or over
  • Be a permanent NZ resident
  • Be earning a stable income

About company

More information about the company Acorn Finance 2012 Limited

Borrow from $400 with interest from the 34.95 % Moread
$50,000
Loan amount $5,000 - $50,000
Interest 8.95 %
Maturity 2 - 7 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 2 - 7 years

Loan requirements

  • Must be earning min. $500/pw
  • Any valid NZ drivers licence

About company

More information about the company Car Finance 2U Limited

Borrow from $5,000 with interest from the 8.95 % Moread
$5,000
Loan amount $300 - $5,000
Interest 167.9 %
Maturity 4 - 12 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 4 - 12 weeks

Loan requirements

  • Are you 18 years old or over
  • Are you a NZ/AU citizen or resident or hold a valid work visa
  • Are you working full-time or part-time with a minimum of three months tenure with your current employer
  • Do you have a valid photo ID (only NZ driving license or any passport accepted)
  • Do you receive minimum net income of over NZD 300 per week
  • Do you have access to internet banking (mandatory if you are applying for more than $1500)
  • Do you have a valid active email address and mobile number
  • Do you not owe money on any existing high-cost loan
  • Do you not owe money on any high-cost loan within last 15 days
  • Do you not have taken two or more high-cost loans in the last 90 days

About company

More information about the company Seed Credit Limited

Borrow from $300 with interest from the 167.9 % Moread
$200,000
Loan amount $2,000 - $200,000
Interest 5.03 %
Maturity 2 – 5 years

Fast information

Properties of this loan

  • Online loans up to $200 000
  • Term 2 – 5 years

Loan requirements

  • Be a resident of New Zealand or have a valid work permit.
  • Be 18 years of age or older
  • Have a credit record in good standing

About company

More information about the company Lending Crowd Limited

Borrow from $2,000 with interest from the 5.03 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Debit card limit up to $55 000
  • Term 1 - 12 months

Loan requirements

  • You must be over 18 years of age
  • You must have no history of bad debt or defaults on payments
  • You must have a pre-tax income of $65,000 p.a.
  • You must be a permanent resident or citizen of New Zealand
  • If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

About company

More information about the company American Express Company

Borrow from $1,000 with interest from the 19.95 % Moread
$25,000
Loan amount $1,000 - $25,000
Interest 0 %
Maturity 1 – 6 months

Fast information

Properties of this loan

  • Debit card limit up to $25 000
  • Term 1 - 6 months

Loan requirements

  • You must be over 18 years of age
  • You must have no history of bad debt or defaults on payments
  • You must have a pre-tax income of $65,000 p.a.
  • You must be a permanent resident or citizen of New Zealand
  • If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

About company

More information about the company American Express Company

Borrow from $1,000 with interest from the 0 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Debit card limit up to $50 000
  • Term 1 - 12 months

Loan requirements

  • You must be over 18 years of age
  • You must have no history of bad debt or defaults on payments
  • You must have a pre-tax income of $65,000 p.a.
  • You must be a permanent resident or citizen of New Zealand
  • If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

About company

More information about the company American Express Company

Borrow from $1,000 with interest from the 19.95 % Moread
$150,000
Loan amount $1,000 - $150,000
Interest 0 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Debit card limit up to $150 000
  • Term 1 - 12 months

Loan requirements

  • You must be over 18 years of age
  • You must have no history of bad debt or defaults on payments
  • You must have a pre-tax income of $65,000 p.a.
  • You must be a permanent resident or citizen of New Zealand
  • If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

About company

More information about the company American Express Company

Borrow from $1,000 with interest from the 0 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 12.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Be living in New Zealand
  • Meet The Co-operative Bank’s lending criteria

About company

More information about the company The Co-operative Bank Limited

Borrow from $1,000 with interest from the 12.95 % Moread
$20,000
Loan amount $500 - $20,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months
  • Easy online application

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Be living in New Zealand
  • Meet The Co-operative Bank’s lending criteria

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $500 with interest from the 19.95 % Moread
$20,000
Loan amount $1,000 - $20,000
Interest 16.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $1,000 with interest from the 16.9 % Moread
$50,000
Loan amount $8,000 - $50,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $8,000 with interest from the 20.95 % Moread
$60,000
Loan amount $8,000 - $60,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $60 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $8,000 with interest from the 19.95 % Moread
$10,000
Loan amount $500 - $10,000
Interest 12.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $500 with interest from the 12.9 % Moread
$10,000
Loan amount $500 - $10,000
Interest 12.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Bank of New Zealand

Borrow from $500 with interest from the 12.9 % Moread
$20,000
Loan amount $500 - $20,000
Interest 25.99 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Columbus Financial Services Limited

Borrow from $500 with interest from the 25.99 % Moread
$20,000
Loan amount $500 - $20,000
Interest 25.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Reside in New Zealand
  • Hold a current NZ driver licence or a valid New Zealand or Australian passport
  • Agree to a credit check

About company

More information about the company Columbus Financial Services Ltd

Borrow from $500 with interest from the 25.95 % Moread
$20,000
Loan amount $500 - $20,000
Interest 22.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Reside in New Zealand
  • Have a valid email address and phone number
  • Agree to a credit check

About company

More information about the company Columbus Financial Services Ltd

Borrow from $500 with interest from the 22.95 % Moread
$20,000
Loan amount $500 - $20,000
Interest 12.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $500 with interest from the 12.9 % Moread
$20,000
Loan amount $500 - $20,000
Interest 12.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be an NZ resident or permanent resident. Temporary residents may also be eligible if they have at least one year remaining on a work visa or six months on a student visa
  • Have a regular income with enough money for your credit card repayments once you meet your other commitments

About company

More information about the company ANZ Bank New Zealand Limited

Borrow from $500 with interest from the 12.9 % Moread
$50,000
Loan amount $8,000 - $50,000
Interest 18.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • 18 years of age or over
  • A resident of New Zealand
  • A clean credit file

About company

More information about the company Bank of New Zealand

Borrow from $8,000 with interest from the 18.95 % Moread
$20,000
Loan amount $8,000 - $20,000
Interest 13.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $8,000 with interest from the 13.95 % Moread
$20,000
Loan amount $1,000 - $20,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Kiwibank Limited

Borrow from $1,000 with interest from the 20.95 % Moread
$50,000
Loan amount $500 - $50,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About company

More information about the company Bank of New Zealand

Borrow from $500 with interest from the 20.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 13.95 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 6 - 60 months

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Instant Finance Group

Borrow from $1,000 with interest from the 13.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About company

More information about the company ASB Bank Limited

Borrow from $1,000 with interest from the 20.95 % Moread
$50,000
Loan amount $500 - $50,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About company

More information about the company ASB Bank Limited

Borrow from $500 with interest from the 20.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About company

More information about the company ASB Bank Limited

Borrow from $1,000 with interest from the 19.95 % Moread
$100,000
Loan amount $8,000 - $100,000
Interest 19.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $100 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have a regular income with enough money left over after expenses to make repayments

About company

More information about the company ASB Bank Limited

Borrow from $8,000 with interest from the 19.95 % Moread
$10,000
Loan amount $1,000 - $10,000
Interest 13.5 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years of age or older
  • Be a New Zealand citizen or permanent resident
  • Have a regular income

About company

More information about the company ASB Bank Limited

Borrow from $1,000 with interest from the 13.5 % Moread
$20,000
Loan amount $500 - $20,000
Interest 18.5 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have a smartphone or computer with a webcam

About company

More information about the company TSB Bank Limited

Borrow from $500 with interest from the 18.5 % Moread
$20,000
Loan amount $500 - $20,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have a smartphone or computer with a webcam

About company

More information about the company Westpac New Zealand Limited

Borrow from $500 with interest from the 20.95 % Moread
$100,000
Loan amount $10,000 - $100,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Online loans up to $100 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have a smartphone or computer with a webcam

About company

More information about the company Westpac New Zealand Limited

Borrow from $10,000 with interest from the 20.95 % Moread
$100,000
Loan amount $18,000 - $100,000
Interest 16.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $100 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $18,000 with interest from the 16.95 % Moread
$20,000
Loan amount $500 - $20,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $500 with interest from the 20.95 % Moread
$20,000
Loan amount $500 - $20,000
Interest 12.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $500 with interest from the 12.9 % Moread
$20,000
Loan amount $500 - $20,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $20 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $500 with interest from the 20.95 % Moread
$100,000
Loan amount $10,000 - $100,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $100 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $10,000 with interest from the 20.95 % Moread
$100,000
Loan amount $18,000 - $100,000
Interest 16.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $100 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About company

More information about the company Westpac New Zealand Limited

Borrow from $18,000 with interest from the 16.95 % Moread
$30,000
Loan amount $500 - $30,000
Interest 20.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $30 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an income of at least $15,000 per year

About company

More information about the company Westpac New Zealand Limited

Borrow from $500 with interest from the 20.95 % Moread
$15,000
Loan amount $1,500 - $15,000
Interest 22.9 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit limit up to $15 000
  • Term 1 - 12 months

Loan requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Be living in New Zealand
  • Be receiving a regular income

About company

More information about the company SBS Money Limited

Borrow from $1,500 with interest from the 22.9 % Moread
$50,000
Loan amount $500 - $50,000
Interest 18.95 %
Maturity 1 – 12 months

Fast information

Properties of this loan

  • Credit line up to $50 000
  • Term 1 - 12 months

Loan requirements

  • Be 18 years or over
  • Be a New Zealand resident living in New Zealand

About company

More information about the company Bank of New Zealand

Borrow from $500 with interest from the 18.95 % Moread

        Personal Loans in New Zealand

The loan amount is then repaid over the term of the loan, which is often up to seven years. The repayment amounts generally include interest charges expressed as an interest rate so you pay back more than you initially borrowed. 

What can I use a personal loan for?

There are many reasons why personal loans are used. A few of those reasons include:

Types of personal loans

Because there are so many different reasons why people use personal loans, there are different types of personal loans to suit people's individual needs. 

Features of personal loans

When choosing a personal loan, its important to understand and choose features that suit your needs. 

You are spoiled for choice when it comes to choosing a loan so be sure to check that the features of a loan suit your needs. The cheapest option might not always be best if it doesn’t include the features you are wanting. 


Personal Loans in New Zealand rating: 4.5/5 from 167 votes.

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