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Farmers Mastercard – Loan Review

4.0 / 5 editorial score

Amount, $500 - $20 000 ;Term, 1 - 12 months

Amount $500 – $20,000
Rate from 25,95 %
Term 12 – 12 months
Approval 1 – 12 months
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Applying does not commit you to any agreement.

Farmers Mastercard repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$1 000$0$1 00055 days

How to apply for Farmers Mastercard

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

Farmers Mastercard eligibility requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Reside in New Zealand
  • Hold a current NZ driver licence or a valid New Zealand or Australian passport
  • Agree to a credit check

About Farmers Mastercard

Farmers Mastercard is operated by Columbus Financial Services Ltd. Registered location: Auckland. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $1 000 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $1 000. The fee would be $0.

Loan Requirements

  • ✓ Be at least 18 years of age
  • ✓ Be a New Zealand citizen or permanent resident
  • ✓ Reside in New Zealand
  • ✓ Hold a current NZ driver licence or a valid New Zealand or Australian passport
  • ✓ Agree to a credit check

Loan Features

  • Online loans up to $20 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at Farmers Mastercard is $500.

Yes, Farmers Mastercard offers an online application process. Visit their website to apply.