Admiral Finance – Loan Review
Amount, $1 000 - $50 000 ;Term, 6 - 60 months
Applying does not commit you to any agreement.
Admiral Finance
Admiral Finance is a New Zealand consumer finance company offering personal loans from $1,000 to $50,000 with terms from 6 months to 5 years. Rates start from 23.95% p.a. They focus on customers who may not qualify for bank loans, including those with imperfect credit histories.
Applications can be made online or by phone. Admiral Finance takes a personal approach to lending, looking beyond credit scores to assess affordability. Approval typically takes 1-2 business days.
Admiral Finance is a member of the Financial Services Federation (FSF). Always ensure you can comfortably service the loan before applying.
✓ Pros
- Accepts imperfect credit histories
- Personal service approach
- Member of Financial Services Federation
- Loans up to $50,000
✗ Cons
- High rates from 23.95% p.a.
- Establishment fee applies
- Not suitable as long-term solution
Loan Example
Example: $8,000 over 36 months at 23.95% p.a. = approx. $315/month.
Loan Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular income
- ✓ Bank statements for last 3 months
- ✓ Valid NZ ID
Loan Features
- Online loans up to $50 000
- Term 6 - 60 months
Frequently Asked Questions
6 - 60 months after submitting your application.
The minimum amount at Admiral Finance is $1,000.
Yes, Admiral Finance offers an online application process. Visit their website to apply.