BNZ Personal Loan Online Login and Account

4.2 / 5  (387 reviews)
Maximum amount $30,000
Interest from 12,65 %
Maturity 3 – 60 months
Loan processing time 1-3 business days
Apply on the official BNZ Personal Loan website ad

Applying does not commit you to any agreement. Loan approval is subject to BNZ Personal Loan terms and NZ legislation.

Contact details

Company Bank of New Zealand

BNZ Personal Loan – table of repayments

Approximate monthly repayments at 12,65 %. Actual repayment is confirmed at loan approval.

Amount 12 months 24 months 36 months 60 months
$5,000 $445.77 $236.89 $167.63 $112.87
$10,000 $891.53 $473.78 $335.26 $225.74
$15,000 $1,337.30 $710.66 $502.88 $338.61
$20,000 $1,783.06 $947.55 $670.51 $451.49
$25,000 $2,228.83 $1,184.44 $838.14 $564.36
$30,000 $2,674.59 $1,421.33 $1,005.77 $677.23

Representative example

Loan amount $5,500
Term 60 months
Interest rate 12,65 %
Monthly repayment $124.16
Total interest cost $1,949.52
Total amount payable $7,449.52

* This example is indicative only. Actual rate and fees are confirmed at the time of application.

Quick overview

Amount $1,000 – $30,000
Term 3 – 60 months
Interest from 12,65 %
Approval 1-3 business days

Loan requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Regular income
  • ✓ Good credit history
  • ✓ Valid NZ ID

Properties of this loan

  • Loan amount $1,000 to $30,000
  • Terms 3 to 60 months
  • Fixed interest rate
  • No early repayment fees
  • Track via YouMoney app