MTF Finance – Loan Review
MTF Finance specialises in vehicle and personal loans in New Zealand, with a nationwide dealer and broker network.
Applying does not commit you to any agreement.
MTF Finance
MTF Finance (Motor Trade Finance) is a New Zealand-owned lender specialising in vehicle and personal loans from $2,000 to $100,000 with terms from 12 to 60 months. Rates start from 8.95% p.a. for secured loans. MTF Finance has a network of over 130 franchise dealers nationwide.
Applications are available through MTF's dealer network or directly online. Their team takes a personal approach to each application and can assist customers with a wide range of credit histories. Approval typically takes 1-2 business days.
MTF Finance is 100% New Zealand owned and operated. Secured loans (backed by a vehicle) attract the most competitive rates.
✓ Pros
- 100% NZ owned
- Competitive secured rates from 8.95% p.a.
- Nationwide dealer network
- Personal approach to lending
✗ Cons
- Best rates require security (vehicle)
- Dealer network application may require visiting dealer
- Terms limited to 5 years
Loan Example
Example: $20,000 vehicle loan over 48 months at 10.95% p.a. = approx. $515/month.
Loan Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular income
- ✓ Vehicle as security for best rates
- ✓ Valid NZ driver's licence
Loan Features
- Specialist vehicle finance
- $2,000 to $100,000
- Nationwide franchisee network
- Flexible credit assessment
- Secured and unsecured options
Frequently Asked Questions
24 hours after submitting your application.
The minimum amount at MTF Finance is $2,000.
Yes, MTF Finance offers an online application process. Visit their website to apply.