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Payday Advance – Loan Review

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Amount, $500 - $3 000 ;Term, 3 - 12 months

Amount $500 – $3,000
Rate from 49,45 %
Term 3 – 12 months
Approval 3 - 12 months
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Loan Example

Loan amount $500 borrowed and fully repaid after 3 months years of using the loan. Total amount payable = $650.26. The fee would be $150.26.

Loan Requirements

  • ✓ You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • ✓ You need to have been permanently employed with the same employer for at least 3 months
  • ✓ For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • ✓ Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • ✓ You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • ✓ You have access to the Internet and a mobile phone

Loan Features

  • Online loans up to $3 000
  • Term 3 - 12 months

Frequently Asked Questions

3 - 12 months after submitting your application.

The minimum amount at Payday Advance is $500.

Yes, Payday Advance offers an online application process. Visit their website to apply.