Emergency loans

        Emergency loans in New Zealand

Something in your house broke not in right time? Emergency loans could help you get out or urgent cash need. Check our comparator and pick right for you.

$50,000
Loan amount $2,000 - $50,000
Interest 6.99 %
Maturity 3 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 3 - 5 years
  • Easy online application

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Harmoney Limited

Borrow from $2,000 with interest from the 6.99 % Moread
$500
Loan amount $50 - $500
Interest 365 %
Maturity 7 - 42 days

Fast information

Properties of this loan

  • Online loans up to $500
  • Term 7 - 42 days

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand
  • Demonstrate a regular income and an ability to repay all loan costs

About company

More information about the company Pretty Penny Loans

Borrow from $50 with interest from the 365 % Moread
$75,000
Loan amount $1,500 - $75,000
Interest 6.99 %
Maturity 6 months - 7 years

Fast information

Properties of this loan

  • Online loans up to $75 000
  • Term 6 months - 7 years

Loan requirements

  • You need to be over 18 years old
  • You need to be currently residing in New Zealand
  • You need to have a valid photo ID (any passport or NZ driving license accepted)

About company

More information about the company Credit Simple (NZ) Limited

Borrow from $1,500 with interest from the 6.99 % Moread
$3,500
Loan amount $100 - $3,500
Interest 0 %
Maturity 1 - 45 days

Fast information

Properties of this loan

  • Online loans up to $3 500
  • Term 1 - 45 days

Loan requirements

  • 20 years or older
  • Must have a valid New Zealand Drivers License or valid Passport
  • A New Zealand address
  • A valid New Zealand mobile phone number
  • A good credit history

About company

More information about the company Ferratum New Zealand Limited

Borrow from $100 with interest from the 0 % Moread
$1,500
Loan amount $300 - $1,500
Interest 10 %
Maturity 1 - 78 days

Fast information

Properties of this loan

  • Online loans up to $1 500
  • Term 1 - 78 days

Loan requirements

  • You need to be at least 18 years of age
  • You need to live in New Zealand
  • You need to be earning at least $400 net pay per week
  • You need to be in permanent employment (as an employee of that company)
  • You need to have an active bank account (for at least one pay cycle)
  • Your pay needs to be electronically transferred into your bank account regularly
  • You need to have access to a computer
  • You need to have an active email address so Zebra can communicate with you via email
  • You need to own a mobile phone -this way we can also communicate by text which includes sending you a verification code (a security feature of our service) so you can complete your application
  • You need to complete the online application

About company

More information about the company Zebra Loans

Borrow from $300 with interest from the 10 % Moread
$1,000
Loan amount $100 - $1,000
Interest 252 %
Maturity 1 - 365 days

Fast information

Properties of this loan

  • Online loans up to $1 000
  • Term 1 - 365 days

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand
  • Demonstrate a regular income and an ability to repay all loan costs

About company

More information about the company Acorn Finance 2012 Limited

Borrow from $100 with interest from the 252 % Moread
$10,000
Loan amount $300 - $10,000
Interest 68 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 12 - 24 months

Loan requirements

  • Be over 18 years of age
  • Have a direct contact number
  • Receive a regular income into a personal bank account for at least 90 days

About company

More information about the company Kiwi Cash

Borrow from $300 with interest from the 68 % Moread
$5,000
Loan amount $750 - $5,000
Interest 50 %
Maturity 15 - 40 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 15 - 40 weeks

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen or resident
  • You must not be bankrupt
  • You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
  • You need an active bank account that your pay gets credited into on regular paydays
  • You need access to a computer as the application process is 100% online
  • You need an active email account
  • You must own a cell phone
  • You must complete the online application
  • You must pass our employer checks

About company

More information about the company Moola.co.nz Limited

Borrow from $750 with interest from the 50 % Moread
$3,000
Loan amount $500 - $3,000
Interest 18 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 3 - 12 months

Loan requirements

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • You need to have been permanently employed with the same employer for at least 3 months
  • For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • You have access to the Internet and a mobile phone

About company

More information about the company Zethus Holdings Limited.

Borrow from $500 with interest from the 18 % Moread
$20,000
Loan amount $200 - $20,000
Interest 29.95 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 3 - 36 months

Loan requirements

  • Photo ID (valid Passport, Drivers Licence, or Kiwi Access/18+ Card with your Birth Certificate)
  • Proof of address (an official letter/utility bill delivered to you at your residential address within the last 3 months)
  • If you have internet banking, then we will ask you to complete a secure Credit Sense link to provide us with details of your bank statements
  • otherwise we will need you to bring
  • Proof of income (a recent pay slip or WINZ letter detailing your current benefit details)
  • 3 months of your latest statements from all bank accounts showing income and out-goings Your vehicle (we will need to see it and assess its value if you want to use it for security) and look at any insurance policy for it If using household goods as security, we will ask for a copy of your tenancy agreement and arrange a convenient time for one of our agents to meet with you to complete a valuation

About company

More information about the company Instant Finance

Borrow from $200 with interest from the 29.95 % Moread
$3,000
Loan amount $500 - $3,000
Interest 49.45 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to $3 000
  • Term 3 - 12 months

Loan requirements

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • You need to have been permanently employed with the same employer for at least 3 months
  • For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • You have access to the Internet and a mobile phone

About company

More information about the company Zethus Holdings Limited

Borrow from $500 with interest from the 49.45 % Moread
$10,000
Loan amount $200 - $10,000
Interest 26 %
Maturity 52 - 156 weeks

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 52 - 156 weeks

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company QuickCash Finance Limited

Borrow from $200 with interest from the 26 % Moread
$5,000
Loan amount $400 - $5,000
Interest 49.95 %
Maturity 6 - 26 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 6 - 26 weeks

Loan requirements

About company

More information about the company Teensy

Borrow from $400 with interest from the 49.95 % Moread
$50,000
Loan amount $1,000 - $50,000
Interest 15.95 %
Maturity 6 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 6 - 60 months

Loan requirements

  • You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
  • household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
  • You need to be over 21 (unless you have a suitable guarantor who is over 21)
  • You should have a reasonable credit history
  • You must be able to make the payments on your loan
  • You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

About company

More information about the company Admiral Finance Limited

Borrow from $1,000 with interest from the 15.95 % Moread
$50,000
Loan amount $300 - $50,000
Interest 30 %
Maturity 1 - 60 months

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 1 - 60 months

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Easy Financing Pty Ltd

Borrow from $300 with interest from the 30 % Moread
$5,000
Loan amount $400 - $5,000
Interest 34.95 %
Maturity 4 weeks - 3 years

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 4 weeks - 3 years

Loan requirements

  • Be 18 years or over
  • Be a permanent NZ resident
  • Be earning a stable income

About company

More information about the company Acorn Finance 2012 Limited

Borrow from $400 with interest from the 34.95 % Moread
$5,000
Loan amount $300 - $5,000
Interest 167.9 %
Maturity 4 - 12 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 4 - 12 weeks

Loan requirements

  • Are you 18 years old or over
  • Are you a NZ/AU citizen or resident or hold a valid work visa
  • Are you working full-time or part-time with a minimum of three months tenure with your current employer
  • Do you have a valid photo ID (only NZ driving license or any passport accepted)
  • Do you receive minimum net income of over NZD 300 per week
  • Do you have access to internet banking (mandatory if you are applying for more than $1500)
  • Do you have a valid active email address and mobile number
  • Do you not owe money on any existing high-cost loan
  • Do you not owe money on any high-cost loan within last 15 days
  • Do you not have taken two or more high-cost loans in the last 90 days

About company

More information about the company Seed Credit Limited

Borrow from $300 with interest from the 167.9 % Moread

        Emergency loans in New Zealand

Fast money emergency solutions

Emergency loans are the fastest way how to get money in really bad situation like car accident, house dissaser or some medical issue. There are several loan providers, who can work 24/7 and could help you out of your bad situation. Some of them are in the table above. They have online application process and are quite safe to apply for a loan. We really warn you in front of personal loans from bad guys. Some emergency solution could be also loan from your family members, but it could hurt your relationship if you were not able to pay on time. You can also sell something what you do not need, but you will probably get very low amount of money for this thing when you need to sell that fast.

Are there some paperworks during application?

There will be probably some. Maybe blacklisted and bad credit people will be contacted by their clerk, or your loan should be approval with individual loan parameters. But all the paperwork with emergency loans will be really fast and mostly online.

 


Emergency loans in New Zealand rating: 4.5/5 from 104 votes.

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