Westpac Home Loan Online Login and Account

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Maximum amount $3,000,000
Interest from 5,99 %
Maturity 6 – 360 months
Loan processing time 6 months - 30 years

Contact details

Company Westpac New Zealand Limited.
Address Shortland Street, Auckland CBD, Auckland 1010, New Zealand

Westpac Home Loan – table of repayments

Approximate monthly repayments at 5,99 %. Actual repayment is confirmed at loan approval.

Amount 12 months 24 months 36 months 60 months 84 months 120 months
$10,000 $860.62 $443.16 $304.17 $193.28 $146.04 $110.97
$20,000 $1,721.24 $886.32 $608.35 $386.56 $292.08 $221.94
$30,000 $2,581.86 $1,329.48 $912.52 $579.84 $438.11 $332.91
$40,000 $3,442.47 $1,772.64 $1,216.70 $773.13 $584.15 $443.88
$50,000 $4,303.09 $2,215.81 $1,520.87 $966.41 $730.19 $554.85
$60,000 $5,163.71 $2,658.97 $1,825.04 $1,159.69 $876.23 $665.82

Representative example

Loan amount $10,000
Term 60 months
Interest rate 5,99 %
Monthly repayment $193.28
Total interest cost $1,596.89
Total amount payable $11,596.89

* This example is indicative only. Actual rate and fees are confirmed at the time of application.

Quick overview

Amount $10,000 – $3,000,000
Term 6 – 360 months
Interest from 5,99 %
Approval 6 months - 30 years

Loan requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Minimum 5% deposit
  • ✓ Verified income
  • ✓ Property valuation required

Properties of this loan

  • Online loans up to $3 000 000
  • Term 6 months - 30 years