Heartland Bank Personal Loan – Loan details
Heartland Bank offers online personal loans in New Zealand with fast approval and no early repayment fees.
Loan amount
$2,000 – $70,000
Interest from
13,95 %
Term
12 – 84 months
Approval
24 hours
Pros
- ✓ Registered NZ bank
- ✓ 100% online application
- ✓ No early repayment fees
- ✓ Fast – often same-day approval
Cons
- ✗ Rates from 13.95% p.a.
- ✗ Maximum $70,000
- ✗ No physical branches
Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular verifiable income
- ✓ No recent serious credit issues
- ✓ Valid NZ ID
Company information
Heartland Bank Limited
35 Teed Street, Newmarket, Auckland 1023
https://www.heartland.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.