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Instant Finance – Loan details

Amount, $500 - $50 000 ;Term, 3 months - 7 years

Loan amount $500 – $50,000
Interest from 9.95%
Term 3 – 84 months
Approval 24 hours

Pros

  • ✓ Accepts bad credit and WINZ recipients
  • ✓ 50+ years in operation
  • ✓ Branch network for in-person service
  • ✓ Same-day cash at branches

Cons

  • ✗ Interest rates 9.95%-29.95% p.a. (up to 39.95% p.a. with default fees)
  • ✗ Establishment and account fees apply

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Regular income (including benefits)
  • ✓ NZ bank account
  • ✓ Valid ID

Company information

Instant Finance
Auckland
https://instantfinance.co.nz

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