Instant Finance – Loan details

Amount, $200 - $20 000 ;Term, 3 - 36 months

Loan amount $200 – $20,000
Interest from 29,95 %
Term 3 – 36 months
Approval 3 - 36 months

Pros

  • ✓ Accepts bad credit and WINZ recipients
  • ✓ 50+ years in operation
  • ✓ Branch network for in-person service
  • ✓ Same-day cash at branches

Cons

  • ✗ High interest rates 29.95%-49.95% p.a.
  • ✗ Maximum 36 months
  • ✗ Establishment and account fees apply

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Regular income (including benefits)
  • ✓ NZ bank account
  • ✓ Valid ID

Company information

Instant Finance
Auckland
https://instantfinance.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.