Terms & Privacy Policy
Conditions
Privacy Policy and Cookies
Terms of Service
Comparison website CoolFinance.nz (referred to as the "website") operates under double technology s.r.o., located at Jaurisova 515/4, Praha - Michle, 140 00, VAT: CZ08695717 (the "Operator").
The website contains no contracts with banking or credit companies. It provides reviews and advertising only. The site does not offer financial advice, related services, or collect user interest data regarding loans or credits.
The Operator maintains independence from financial institutions, banks, and credit agencies, with no personal data disclosure to such entities.
"Information provided on our website is used at the visitor's own responsibility."
Affiliate Programmes
The Operator works with third-party companies through affiliate marketing with associated links. The third party handles personal data processing. Remuneration varies by campaign type. Visitors incur no extra costs through affiliate links.
Disclaimer
Due to frequent rate changes, information may become outdated. Visitors should verify directly with companies before contracting. "Provided that you decide to use a service, you agree to do so on your own responsibility."
Claims for damages against double technology s.r.o. will not be recognised in court.
No Liability of Operator
The Operator provides no reviewed financial products and accepts no liability for third-party disputes. "Visitors who find themselves in a bad financial situation are strongly advised not to apply for a loan."
The Operator accepts no liability for contract breaches or visitor reviews and reserves erasure rights for comments.
User Data Protection
Personal data processing complies with GDPR based on consent requirements. The data controller is double technology s.r.o.
"Besides cookies, your access to our web page and use of our services is absolutely anonymous." The site typically does not process personal data like names or financial research history.
"Unless otherwise stipulated, all data is stored for a maximum term of two years."
Access Data Stored by Server
Servers store technical visitor access data including browser type, operating system, referrer address, IP address, and request dates for statistical reporting and security monitoring without personal attribution.
Contact
Inquiry data from contact forms or email is processed per policy, not disclosed to third parties, and erased after handling.
Contact: info@coolfinance.nz
double technology s.r.o., Jaurisova 515/4, Praha - Michle, 140 00, VAT CZ08695717
File No.: C 162285, Regional Court in Prague
Cookies
Cookies are anonymous text files stored by browsers for technical data. They are erasable through browser settings. They enable behaviour evaluation and service improvement.
Google Analytics
Google Inc. operates this analytics service. Code sends anonymous data including page views, time spent, device type, and approximate location. Monitoring can be disabled in computer settings.
Google AdSense
Google Inc. operates this monetisation service, running code to display advertisements during visits.
Cookies of Partner Affiliates
Affiliate networks connect website owners with service vendors. Visitors can request products; the website receives commissions regardless of pricing. Cookies record commission details with partner and visitor identification numbers, click times, and technical data, valid for maximum 60 days without personal information storage.
Right to Information and Other Rights
Website visitors have rights to information about stored data, rectification, processing restriction, consent withdrawal, data erasure requests, and complaints to the relevant data protection authority.
We are not a credit intermediary or broker of the consumer loans or the other financial product. We do not sell any financial product, provide consumer loans or financial advice. We are neither a bank nor a credit company. We also do not arrange or mediate the conclusion of any contract. We compare the loan offers and credits. We do not guarantee the accuracy of the provided information.