Advanced Cash – Loan Review
Amount, $300 - $5 000 ;Term, 4 - 12 weeks
Applying does not commit you to any agreement.
Advanced Cash repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $300 | $42.98 | $342.98 | 4 weeks |
| $1 500 | $214.99 | $1 714.99 | 4 weeks |
| $5 000 | $1 672.59 | $6 672.59 | 16 weeks |
How to apply for Advanced Cash
- Apply Online
- Check your loan
- Following approval
Advanced Cash eligibility requirements
- Are you 18 years old or over
- Are you a NZ/AU citizen or resident or hold a valid work visa
- Are you working full-time or part-time with a minimum of three months tenure with your current employer
- Do you have a valid photo ID (only NZ driving license or any passport accepted)
- Do you receive minimum net income of over NZD 300 per week
- Do you have access to internet banking (mandatory if you are applying for more than $1500)
- Do you have a valid active email address and mobile number
- Do you not owe money on any existing high-cost loan
- Do you not owe money on any high-cost loan within last 15 days
- Do you not have taken two or more high-cost loans in the last 90 days
About Advanced Cash
Advanced Cash is operated by Seed Credit Limited. Registered location: Level 16, Huawei Centre, Seeds Finance 120 Albert Street, Auckland CBD, Auckland 1010. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $300 borrowed and fully repaid after 4 weeks of using the loan. Total amount payable = $342.98. The fee would be $42.98.
Loan Requirements
- ✓ Are you 18 years old or over
- ✓ Are you a NZ/AU citizen or resident or hold a valid work visa
- ✓ Are you working full-time or part-time with a minimum of three months tenure with your current employer
- ✓ Do you have a valid photo ID (only NZ driving license or any passport accepted)
- ✓ Do you receive minimum net income of over NZD 300 per week
- ✓ Do you have access to internet banking (mandatory if you are applying for more than $1500)
- ✓ Do you have a valid active email address and mobile number
- ✓ Do you not owe money on any existing high-cost loan
- ✓ Do you not owe money on any high-cost loan within last 15 days
- ✓ Do you not have taken two or more high-cost loans in the last 90 days
Loan Features
- Online loans up to $5 000
- Term 4 - 12 weeks
Frequently Asked Questions
4 - 12 weeks after submitting your application.
The minimum amount at Advanced Cash is $300.
Yes, Advanced Cash offers an online application process. Visit their website to apply.