Short Term Loans

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• Be over 18 years of age
• Receive a regular income to a personal bank account for at least 90 days
• Have a direct contact number

Loan requirements

• You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
• household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
• You need to be over 21 (unless you have a suitable guarantor who is over 21).
• You should have a reasonable credit history
• You must be able to make the payments on your loan
• You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• You need to be over 18 years old
• You need to be currently residing in New Zealand
• You need to have a valid photo ID (any passport or NZ driving license accepted)
• You need to be a NZ/AU Resident/Citizen or hold a valid work visa
• You need to be working full-time/part-time for at least three months with your current employer
• You need to be earning at least $300 per week
• You need to have an active bank account with at least three regular payroll transactions
• You need to have an access to internet as our loan application process is 100% online
• You need to have an access to your internet banking (optional if you are seeking a loan of less than $1500)
• You need to have an active and registered mobile number
• You need to have an active email address
• You do not owe money on any existing high-cost loan
• You did not owe money on any high-cost loan within last 15 days
• You have not taken two or more high-cost loans in the last 90 days

Loan requirements

• You must be over 18
• Do you earn at least $350 per week after tax? From salary, wages or benefit (can be combined)
• Is your income (salary, wages or benefit) direct credited into your account
• Do you have internet banking (if you don't it only takes 5 minutes to organise simply phone your bank or call into your nearest branch)
• Have you got photo ID — your driver’s licence, passport, an 18+ card with a birth certificate, or firearms licence
• If employed, have you been with your employer for more than 90 days
• Proof of address — From your bank or a government department. Eg. WINZ, HOUSING NZ, LTNZ

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand
• Demonstrate a regular income and an ability to repay all loan costs

Loan requirements

• You need to be at least 18 years of age
• You need to live in New Zealand
• You need to be earning at least $400 net pay per week
• You need to be in permanent employment (as an employee of that company)
• You need to have an active bank account (for at least one pay cycle)
• Your pay needs to be electronically transferred into your bank account regularly
• You need to have access to a computer
• You need to have an active email address so Zebra can communicate with you via email
• You need to own a mobile phone -this way we can also communicate by text which includes sending you a verification code (a security feature of our service) so you can complete your application
• You need to complete the online application

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand
• Demonstrate a regular income and an ability to repay all loan costs

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• 18 years of age
• A New Zealand citizen or permanent resident
• Receiving a regular income in a personal account for at least three months
• Able to provide an active mobile number and email address

Loan requirements

• You must be over 18
• You must be a New Zealand citizen or resident
• You must not be bankrupt
• You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
• You need an active bank account that your pay gets credited into on regular paydays
• You need access to a computer as the application process is 100% online
• You need an active email account
• You must own a cell phone
• You must complete the online application
• You must pass our employer checks

Loan requirements

• You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
• You need to have been permanently employed with the same employer for at least 3 months
• For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
• Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
• You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
• You have access to the Internet and a mobile phone

Loan requirements

• Photo ID (valid Passport, Drivers Licence, or Kiwi Access/18+ Card with your Birth Certificate)
• Proof of address (an official letter/utility bill delivered to you at your residential address within the last 3 months)
• If you have internet banking, then we will ask you to complete a secure Credit Sense link to provide us with details of your bank statements
• otherwise we will need you to bring
• Proof of income (a recent pay slip or WINZ letter detailing your current benefit details)
• 3 months of your latest statements from all bank accounts showing income and out-goings Your vehicle (we will need to see it and assess its value if you want to use it for security) and look at any insurance policy for it If using household goods as security, we will ask for a copy of your tenancy agreement and arrange a convenient time for one of our agents to meet with you to complete a valuation

Loan requirements

Loan requirements

• Be 18 years or over
• Be a permanent NZ resident
• Be earning a stable income

Loan requirements

• Are you 18 years old or over
• Are you a NZ/AU citizen or resident or hold a valid work visa
• Are you working full-time or part-time with a minimum of three months tenure with your current employer
• Do you have a valid photo ID (only NZ driving license or any passport accepted)
• Do you receive minimum net income of over NZD 300 per week
• Do you have access to internet banking (mandatory if you are applying for more than $1500)
• Do you have a valid active email address and mobile number
• Do you not owe money on any existing high-cost loan
• Do you not owe money on any high-cost loan within last 15 days
• Do you not have taken two or more high-cost loans in the last 90 days

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible