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American Express Airpoints Card – Loan Review

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Amount, $1 000 - $25 000 ;Term, 1 - 6 months

Amount $1,000 – $25,000
Rate from 0,00 %
Term 6 – 6 months
Approval 1 – 6 months
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Applying does not commit you to any agreement.

Loan Example

Loan amount $1 000 borrowed and fully repaid after 1 month of using the loan. Total amount payable = $1 000. The fee would be $0.

Loan Requirements

  • ✓ You must be over 18 years of age
  • ✓ You must have no history of bad debt or defaults on payments
  • ✓ You must have a pre-tax income of $65,000 p.a.
  • ✓ You must be a permanent resident or citizen of New Zealand
  • ✓ If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan Features

  • Debit card limit up to $25 000
  • Term 1 - 6 months

Frequently Asked Questions

1 – 6 months after submitting your application.

The minimum amount at American Express Airpoints Card is $1,000.

Yes, American Express Airpoints Card offers an online application process. Visit their website to apply.