American Express Platinum Card – Loan Review
Amount, $1 000 - $150 000 ;Term, 1 - 12 months
Applying does not commit you to any agreement.
American Express Platinum Card repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $1 000 | $0 | $1 000 | 1 month |
How to apply for American Express Platinum Card
- Fill out an online application or call the hotline
- Wait for approval
- Receive your card
American Express Platinum Card eligibility requirements
- You must be over 18 years of age
- You must have no history of bad debt or defaults on payments
- You must have a pre-tax income of $65,000 p.a.
- You must be a permanent resident or citizen of New Zealand
- If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible
About American Express Platinum Card
American Express Platinum Card is operated by American Express Company. Registered location: Australia. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $1 000 borrowed and fully repaid after 1 month of using the credit. Total amount payable = $1 000. The fee would be $0.
Loan Requirements
- ✓ You must be over 18 years of age
- ✓ You must have no history of bad debt or defaults on payments
- ✓ You must have a pre-tax income of $65,000 p.a.
- ✓ You must be a permanent resident or citizen of New Zealand
- ✓ If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible
Loan Features
- Debit card limit up to $150 000
- Term 1 - 12 months
Frequently Asked Questions
1 – 12 months after submitting your application.
The minimum amount at American Express Platinum Card is $1,000.
Yes, American Express Platinum Card offers an online application process. Visit their website to apply.