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ANZ Low Rate Visa Credit Card – Loan Review

4.0 / 5 editorial score

Amount, $500 - $20 000 ;Term, 1 - 12 months

Amount $500 – $20,000
Rate from 12,90 %
Term 12 – 12 months
Approval 1 – 12 months
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Applying does not commit you to any agreement.

ANZ Low Rate Visa Credit Card repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$1 000$0$1 00055 days

How to apply for ANZ Low Rate Visa Credit Card

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

ANZ Low Rate Visa Credit Card eligibility requirements

  • Be at least 18 years of age
  • Be an NZ resident or permanent resident. Temporary residents may also be eligible if they have at least one year remaining on a work visa or six months on a student visa
  • Have a regular income with enough money for your credit card repayments once you meet your other commitments

About ANZ Low Rate Visa Credit Card

ANZ Low Rate Visa Credit Card is operated by ANZ Bank New Zealand Limited. Registered location: Victoria Street West, Auckland. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $1 000 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $1 000. The fee would be $0.

Loan Requirements

  • ✓ Be at least 18 years of age
  • ✓ Be an NZ resident or permanent resident. Temporary residents may also be eligible if they have at least one year remaining on a work visa or six months on a student visa
  • ✓ Have a regular income with enough money for your credit card repayments once you meet your other commitments

Loan Features

  • Online loans up to $20 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at ANZ Low Rate Visa Credit Card is $500.

Yes, ANZ Low Rate Visa Credit Card offers an online application process. Visit their website to apply.