BNZ – Loan Review
Amount, $1 000 - $30 000 ;Term, 3 - 60 months
Applying does not commit you to any agreement.
BNZ repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $5 000 | $1 042 | $6 042 | 24 months |
How to apply for BNZ
- Apply Online
- Check your loan
- Following approval
BNZ eligibility requirements
- Be over 18 years of age
- Be a citizen or permanent resident of New Zealand
About BNZ
BNZ is operated by Bank of New Zealand. Registered location: 80 Queen Street, Auckland CBD, Auckland 1010. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
If you borrow $5,000, over 2 years at 17.85% p.a. with monthly payments of $252, your total interest cost will be around $1,042. A loan facility fee of $50 has been included in this calculation.
Loan Requirements
- ✓ Be over 18 years of age
- ✓ Be a citizen or permanent resident of New Zealand
Loan Features
- Online loans up to $30 000
- Term 3 - 60 months
Frequently Asked Questions
3 - 60 months after submitting your application.
The minimum amount at BNZ is $1,000.
Yes, BNZ offers an online application process. Visit their website to apply.