Credit Simple – Loan Review
Amount, $1 500 - $75 000 ;Term, 6 months - 7 years
Applying does not commit you to any agreement.
Credit Simple repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $3 000 | $130.92 | $3 130.92 | 12 months |
How to apply for Credit Simple
- Fill out an online application
- Wait for approval
- Receive your funds
Credit Simple eligibility requirements
- You need to be over 18 years old
- You need to be currently residing in New Zealand
- You need to have a valid photo ID (any passport or NZ driving license accepted)
About Credit Simple
Credit Simple is operated by Credit Simple (NZ) Limited. Registered location: 666 Great South Road, Ellerslie, Auckland 1051. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $3 000 borrowed and fully repaid after 12 months of using the loan. Total amount payable = $3 130.92. The fee would be $130.92.
Loan Requirements
- ✓ You need to be over 18 years old
- ✓ You need to be currently residing in New Zealand
- ✓ You need to have a valid photo ID (any passport or NZ driving license accepted)
Loan Features
- Online loans up to $75 000
- Term 6 months - 7 years
Frequently Asked Questions
6 months - 7 years after submitting your application.
The minimum amount at Credit Simple is $1,500.
Yes, Credit Simple offers an online application process. Visit their website to apply.