Fast easy loans no paperwork

        Fast easy loans no paperwork in New Zealand

Are you searching for a fast easy loan no paperwork? We live in a fast paced world where things are becoming digital at a rapid rate.

$50,000
Loan amount $2,000 - $50,000
Interest 6.99 %
Maturity 3 - 5 years

Fast information

Properties of this loan

  • Online loans up to $50 000
  • Term 3 - 5 years
  • Easy online application

Loan requirements

  • Over 18
  • Employed
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Harmoney Limited

Borrow from $2,000 with interest from the 6.99 % Moread
$15,000
Loan amount $800 - $15,000
Interest 10 %
Maturity 7 - 36 months

Fast information

Properties of this loan

  • Online loans up to $15 000
  • Term 7 - 36 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Crester Credit

Borrow from $800 with interest from the 10 % Moread
$10,000
Loan amount $100 - $10,000
Interest 0 %
Maturity 1 - 52 weeks

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 1 - 52 weeks

Loan requirements

  • You must be over 18
  • Do you earn at least $350 per week after tax? From salary, wages or benefit (can be combined)
  • Is your income (salary, wages or benefit) direct credited into your account
  • Do you have internet banking (if you don't it only takes 5 minutes to organise simply phone your bank or call into your nearest branch)
  • Have you got photo ID — your driver’s licence, passport, an 18+ card with a birth certificate, or firearms licence
  • If employed, have you been with your employer for more than 90 days
  • Proof of address — From your bank or a government department. Eg. WINZ, HOUSING NZ, LTNZ

About company

More information about the company Superloans

Borrow from $100 with interest from the 0 % Moread
$75,000
Loan amount $1,500 - $75,000
Interest 6.99 %
Maturity 6 months - 7 years

Fast information

Properties of this loan

  • Online loans up to $75 000
  • Term 6 months - 7 years

Loan requirements

  • You need to be over 18 years old
  • You need to be currently residing in New Zealand
  • You need to have a valid photo ID (any passport or NZ driving license accepted)

About company

More information about the company Credit Simple (NZ) Limited

Borrow from $1,500 with interest from the 6.99 % Moread
$75,000
Loan amount $3,000 - $75,000
Interest 6.99 %
Maturity 1 - 7 years

Fast information

Properties of this loan

  • Online loans up to $75 000
  • Term 1 - 7 years

Loan requirements

  • Be 18 years or over
  • Be a permanent NZ resident

About company

More information about the company The Lending People Limited

Borrow from $3,000 with interest from the 6.99 % Moread
$5,000
Loan amount $500 - $5,000
Interest 28.85 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 1 - 24 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Aotea Finance Limited

Borrow from $500 with interest from the 28.85 % Moread
$10,000
Loan amount $300 - $10,000
Interest 1.5 %
Maturity 12 - 24 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 12 - 24 months

Loan requirements

  • Be over 18 years of age
  • Receive a regular income to a personal bank account for at least 90 days
  • Have a direct contact number

About company

More information about the company Jacaranda Finance Pty Ltd

Borrow from $300 with interest from the 1.5 % Moread
$10,000
Loan amount $1,000 - $10,000
Interest 3.3 %
Maturity 6 - 48 months

Fast information

Properties of this loan

  • Online loans up to $10 000
  • Term 6 - 48 months

Loan requirements

  • You must be over 18
  • You must be a New Zealand citizen, resident or hold a current working VISA

About company

More information about the company Rapid Loans NZ Limited.

Borrow from $1,000 with interest from the 3.3 % Moread
$1,500
Loan amount $300 - $1,500
Interest 10 %
Maturity 1 - 78 days

Fast information

Properties of this loan

  • Online loans up to $1 500
  • Term 1 - 78 days

Loan requirements

  • You need to be at least 18 years of age
  • You need to live in New Zealand
  • You need to be earning at least $400 net pay per week
  • You need to be in permanent employment (as an employee of that company)
  • You need to have an active bank account (for at least one pay cycle)
  • Your pay needs to be electronically transferred into your bank account regularly
  • You need to have access to a computer
  • You need to have an active email address so Zebra can communicate with you via email
  • You need to own a mobile phone -this way we can also communicate by text which includes sending you a verification code (a security feature of our service) so you can complete your application
  • You need to complete the online application

About company

More information about the company Zebra Loans

Borrow from $300 with interest from the 10 % Moread
$5,000
Loan amount $300 - $5,000
Interest 0.46 %
Maturity 4 - 28 weeks

Fast information

Properties of this loan

  • Online loans up to $5 000
  • Term 4 - 28 weeks
  • Easy online application

Loan requirements

  • You need to be over 18 years old
  • You need to be currently residing in New Zealand
  • You need to have a valid photo ID (any passport or NZ driving license accepted)
  • You need to be a NZ/AU Resident/Citizen or hold a valid work visa
  • You need to be working full-time/part-time for at least three months with your current employer
  • You need to be earning at least $300 per week
  • You need to have an active bank account with at least three regular payroll transactions
  • You need to have an access to internet as our loan application process is 100% online
  • You need to have an access to your internet banking (optional if you are seeking a loan of less than $1500)
  • You need to have an active and registered mobile number
  • You need to have an active email address
  • You do not owe money on any existing high-cost loan
  • You did not owe money on any high-cost loan within last 15 days
  • You have not taken two or more high-cost loans in the last 90 days

About company

More information about the company Seed Credit Limited

Borrow from $300 with interest from the 0.46 % Moread
$2,000
Loan amount $300 - $2,000
Interest 4.16 %
Maturity 6 - 26 weeks

Fast information

Properties of this loan

  • Online loans up to $2 000
  • Term 6 - 26 weeks

Loan requirements

  • You need to be a New Zealand citizen, permanent resident or possess a valid work visa
  • You need to be at least 18 years of age. You need an active bank account (for at least one pay cycle)
  • You need to be employed and your income must be electronically transferred into your bank account on a regular basis
  • Your net income needs to meet the minimum requirement of $400 per week
  • You need a valid email account. You need an active mobile phone. You need verifiable identification

About company

More information about the company Save My Bacon Limited.

Borrow from $300 with interest from the 4.16 % Moread
$20,000
Loan amount $1,000 - $20,000
Interest 11.95 %
Maturity 6 - 48 months

Fast information

Properties of this loan

  • Online loans up to $20 000
  • Term 6 - 48 months

Loan requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About company

More information about the company Nectar NZ Limited

Borrow from $1,000 with interest from the 11.95 % Moread

        Fast easy loans no paperwork in New Zealand

You’ll be happy to learn that loan paperwork is one of the things that can now be done digitally, quickly and online. Paperwork-free loans are available for a multitude of purposes making them simple and convenient for most applicants. 

What loan can I get with no paperwork?

There are a range of options to choose from when searching for a no paperwork loan:

What can I use no paperwork loans for?

This is more or less up to you! Some common uses are things such as home renovations, holidays, wedding expenses and even medical costs. It’s worth keeping in mind that a secured loan may be given with a specific purpose, for example, a secured car loan will need to be spent on the car that is being purchased (and used for security).

Loans with no paperwork are applied for and established digitally and completely online so they can be helpful if someone needs money fast and aren’t able to make it into a brick and mortar lending institution. For this reason they are useful during family emergencies when your priorities are elsewhere and you don’t have a lot of time to focus on organising a loan and signing paperwork.  

Who is eligible for a no paperwork loan?

By law, there are requirements that need to be met before being approved for a no paperwork loan.

To meet the eligibility criteria, applicants must:

Can I get a no paperwork loan if I have bad credit?

Yes. There are lenders who look at more than just your credit score when deciding if you are eligible for a loan. They may look at your employment history to check for regular, consistent income and they’ll want to take a look at your spending habits and any outstanding debt. Bad credit lenders are quite lenient when it comes to second chance finance so there’s no need to be worried about applying. They’ve seen it all and manage to help many people get loans when traditionals lenders would have said “no”.

Can I get a loan if I am unemployed?

Although slightly more difficult, it is possible to get a loan if you are unemployed and in receipt of a Work and Income payment. There are lenders who view benefit payments as sufficient income for a loan. 


Fast easy loans no paperwork in New Zealand rating: 4.5/5 from 137 votes.

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