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Ferratum – Loan Review

4.0 / 5 editorial score

Amount, $100 - $3 500 ;Term, 1 - 45 days

Amount $100 – $3,500
Rate from 0,00 %
Term 1 – 1 months
Approval 1 - 45 days
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Applying does not commit you to any agreement.

⚠️

Ferratum has rebranded to Multitude and no longer operates as Ferratum in New Zealand. Their website redirects to multitude.com. Check other lenders for current offers.

Ferratum repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$100$0$10014 days

How to apply for Ferratum

  1. Choose amount
  2. Complete application
  3. Instant decision

Ferratum eligibility requirements

  • 20 years or older
  • Must have a valid New Zealand Drivers License or valid Passport
  • A New Zealand address
  • A valid New Zealand mobile phone number
  • A good credit history

About Ferratum

Ferratum is operated by Ferratum New Zealand Limited. Registered location: Level 2, Wintec House, Cnr of Anglesea & Nisbet Streets, Soda Inc., Hamilton 3204, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $5 000 borrowed and fully repaid after 12 months years of using the loan. Total amount payable = $5 136. The fee would be $136.

Loan Requirements

  • ✓ 20 years or older
  • ✓ Must have a valid New Zealand Drivers License or valid Passport
  • ✓ A New Zealand address
  • ✓ A valid New Zealand mobile phone number
  • ✓ A good credit history

Loan Features

  • Online loans up to $3 500
  • Term 1 - 45 days

Frequently Asked Questions

1 - 45 days after submitting your application.

The minimum amount at Ferratum is $100.

Yes, Ferratum offers an online application process. Visit their website to apply.