First Credit Union Online Login and Account

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Maximum amount $30,000
Interest from 12,95 %
Maturity 6 – 60 months
Loan processing time 1-3 business days
Apply on the official First Credit Union website ad

Applying does not commit you to any agreement. Loan approval is subject to First Credit Union terms and NZ legislation.

Contact details

Company First Credit Union
Address 28 Grey Street, Hamilton 3204

First Credit Union – table of repayments

Approximate monthly repayments at 12,95 %. Actual repayment is confirmed at loan approval.

Amount 12 months 24 months 36 months 60 months
$5,000 $446.47 $237.59 $168.35 $113.64
$10,000 $892.94 $475.18 $336.70 $227.27
$15,000 $1,339.41 $712.78 $505.05 $340.91
$20,000 $1,785.88 $950.37 $673.40 $454.55
$25,000 $2,232.35 $1,187.96 $841.75 $568.19
$30,000 $2,678.81 $1,425.55 $1,010.10 $681.82

Representative example

Loan amount $5,250
Term 60 months
Interest rate 12,95 %
Monthly repayment $119.32
Total interest cost $1,909.16
Total amount payable $7,159.16

* This example is indicative only. Actual rate and fees are confirmed at the time of application.

Quick overview

Amount $500 – $30,000
Term 6 – 60 months
Interest from 12,95 %
Approval 1-3 business days

Loan requirements

  • ✓ Become a First Credit Union member
  • ✓ Regular income
  • ✓ Aged 18 or over
  • ✓ Valid NZ ID
  • ✓ Proof of address

Properties of this loan

  • Member-owned cooperative
  • $500 to $30,000
  • Individual credit assessment
  • Competitive rates
  • Ethical lending values