First Credit Union – Loan details
First Credit Union offers member-owned personal loans in New Zealand with competitive rates and ethical lending values.
Loan amount
$500 – $30,000
Interest from
12,95 %
Term
6 – 60 months
Approval
1-3 business days
Pros
- ✓ Member-owned, fair values
- ✓ Individual assessment — can help where banks decline
- ✓ Competitive rates for members
Cons
- ✗ Membership share required to join
- ✗ Lower maximum loan than banks
Requirements
- ✓ Become a First Credit Union member
- ✓ Regular income
- ✓ Aged 18 or over
- ✓ Valid NZ ID
- ✓ Proof of address
Company information
First Credit Union
28 Grey Street, Hamilton 3204
https://www.firstcu.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.