First Credit Union – Loan details

First Credit Union offers member-owned personal loans in New Zealand with competitive rates and ethical lending values.

Loan amount $500 – $30,000
Interest from 12,95 %
Term 6 – 60 months
Approval 1-3 business days

Pros

  • ✓ Member-owned – profits returned to members
  • ✓ No monthly account fees
  • ✓ No early repayment fees
  • ✓ NZACU member – regulated and trusted

Cons

  • ✗ Must become a member
  • ✗ Limited branch network
  • ✗ Maximum $30,000

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Must join First Credit Union as a member
  • ✓ Regular income
  • ✓ Valid NZ ID

Company information

First Credit Union
28 Grey Street, Hamilton 3204
https://www.firstcu.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.