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First Credit Union – table of repayments
Approximate monthly repayments at 12,95 %. Actual repayment is confirmed at loan approval.
| Amount | 12 months | 24 months | 36 months | 60 months |
|---|---|---|---|---|
| $5,000 | $446.47 | $237.59 | $168.35 | $113.64 |
| $10,000 | $892.94 | $475.18 | $336.70 | $227.27 |
| $15,000 | $1,339.41 | $712.78 | $505.05 | $340.91 |
| $20,000 | $1,785.88 | $950.37 | $673.40 | $454.55 |
| $25,000 | $2,232.35 | $1,187.96 | $841.75 | $568.19 |
| $30,000 | $2,678.81 | $1,425.55 | $1,010.10 | $681.82 |
Representative example
Loan amount
$5,250
Term
60 months
Interest rate
12,95 %
Monthly repayment
$119.32
Total interest cost
$1,909.16
Total amount payable
$7,159.16
* This example is indicative only. Actual rate and fees are confirmed at the time of application.
Quick overview
Amount
$500 – $30,000
Term
6 – 60 months
Interest from
12,95 %
Approval
1-3 business days
Loan requirements
- ✓ Become a First Credit Union member
- ✓ Regular income
- ✓ Aged 18 or over
- ✓ Valid NZ ID
- ✓ Proof of address
Properties of this loan
- Member-owned cooperative
- $500 to $30,000
- Individual credit assessment
- Competitive rates
- Ethical lending values
Ready to apply?
Go to official First Credit Union website ad