Heartland Bank Personal Loan Online Login and Account

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Maximum amount $70,000
Interest from 13,95 %
Maturity 12 – 84 months
Loan processing time 24 hours
Apply on the official Heartland Bank Personal Loan website ad

Applying does not commit you to any agreement. Loan approval is subject to Heartland Bank Personal Loan terms and NZ legislation.

Contact details

Company Heartland Bank Limited
Address 35 Teed Street, Newmarket, Auckland 1023

Heartland Bank Personal Loan – table of repayments

Approximate monthly repayments at 13,95 %. Actual repayment is confirmed at loan approval.

Amount 12 months 24 months 36 months 60 months 84 months
$10,000 $897.64 $479.89 $341.53 $232.42 $187.12
$20,000 $1,795.27 $959.79 $683.07 $464.85 $374.25
$30,000 $2,692.91 $1,439.68 $1,024.60 $697.27 $561.37
$40,000 $3,590.54 $1,919.57 $1,366.13 $929.69 $748.50
$50,000 $4,488.18 $2,399.46 $1,707.67 $1,162.12 $935.62
$60,000 $5,385.82 $2,879.36 $2,049.20 $1,394.54 $1,122.74

Representative example

Loan amount $6,000
Term 60 months
Interest rate 13,95 %
Monthly repayment $139.45
Total interest cost $2,367.24
Total amount payable $8,367.24

* This example is indicative only. Actual rate and fees are confirmed at the time of application.

Quick overview

Amount $2,000 – $70,000
Term 12 – 84 months
Interest from 13,95 %
Approval 24 hours

Loan requirements

  • ✓ NZ citizen or permanent resident
  • ✓ Regular income
  • ✓ Aged 18 or over
  • ✓ Valid NZ ID
  • ✓ Online banking access for verification

Properties of this loan

  • 100% online application
  • $2,000 to $70,000
  • Decision within 24 hours
  • No early repayment fees
  • Open banking verification