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Instant Finance – table of repayments
Approximate monthly repayments at 29,95 %. Actual repayment is confirmed at loan approval.
| Amount | 12 months | 24 months | 36 months |
|---|---|---|---|
| $5,000 | $487.31 | $279.44 | $212.12 |
| $10,000 | $974.63 | $558.87 | $424.24 |
| $15,000 | $1,461.94 | $838.31 | $636.36 |
| $20,000 | $1,949.25 | $1,117.74 | $848.48 |
Representative example
Loan amount
$5,100
Term
36 months
Interest rate
29,95 %
Monthly repayment
$216.36
Total interest cost
$2,689.08
Total amount payable
$7,789.08
* This example is indicative only. Actual rate and fees are confirmed at the time of application.
Quick overview
Amount
$200 – $20,000
Term
3 – 36 months
Interest from
29,95 %
Approval
3 - 36 months
Loan requirements
- ✓ Photo ID (valid Passport, Drivers Licence, or Kiwi Access/18+ Card with your Birth Certificate)
- ✓ Proof of address (an official letter/utility bill delivered to you at your residential address within the last 3 months)
- ✓ If you have internet banking, then we will ask you to complete a secure Credit Sense link to provide us with details of your bank statements
- ✓ otherwise we will need you to bring
- ✓ Proof of income (a recent pay slip or WINZ letter detailing your current benefit details)
- ✓ 3 months of your latest statements from all bank accounts showing income and out-goings Your vehicle (we will need to see it and assess its value if you want to use it for security) and look at any insurance policy for it If using household goods as security, we will ask for a copy of your tenancy agreement and arrange a convenient time for one of our agents to meet with you to complete a valuation
Properties of this loan
- Online loans up to $20 000
- Term 3 - 36 months