Kiwibank Zero Visa credit card logo

Kiwibank Zero Visa credit card – Loan Review

4.0 / 5 editorial score

Amount, $500 - $20 000 ;Term, 1 - 12 months

Amount $500 – $20,000
Rate from 12,90 %
Term 12 – 12 months
Approval 1 – 12 months
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Applying does not commit you to any agreement.

Kiwibank Zero Visa credit card repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$1 000$0$1 00055 days

How to apply for Kiwibank Zero Visa credit card

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

Kiwibank Zero Visa credit card eligibility requirements

  • Be over 18 years of age
  • Be a citizen or permanent resident of New Zealand

About Kiwibank Zero Visa credit card

Kiwibank Zero Visa credit card is operated by Kiwibank Limited. Registered location: Level 9/20 Customhouse Quay, Wellington 6011. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $1 000 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $1 000. The fee would be $0.

Loan Requirements

  • ✓ Be over 18 years of age
  • ✓ Be a citizen or permanent resident of New Zealand

Loan Features

  • Online loans up to $20 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at Kiwibank Zero Visa credit card is $500.

Yes, Kiwibank Zero Visa credit card offers an online application process. Visit their website to apply.