Loans2Go – Loan Review
Amount, $1 000 - $50 000 ;Term, 6 - 60 months
Applying does not commit you to any agreement.
Loans2Go repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $20 000 | $6 485.74 | $26 485.74 | 36 months |
How to apply for Loans2Go
- Apply Online
- Check your loan
- Following approval
Loans2Go eligibility requirements
- You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
- household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
- You need to be over 21 (unless you have a suitable guarantor who is over 21)
- You should have a reasonable credit history
- You must be able to make the payments on your loan
- You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)
About Loans2Go
Loans2Go is operated by Admiral Finance Limited. Registered location: Admiral Finance Level 1/45 Mandeville Street, Riccarton, Christchurch 8011, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
On a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.
Loan Requirements
- ✓ You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
- ✓ household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
- ✓ You need to be over 21 (unless you have a suitable guarantor who is over 21)
- ✓ You should have a reasonable credit history
- ✓ You must be able to make the payments on your loan
- ✓ You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)
Loan Features
- Online loans up to $50 000
- Term 6 - 60 months
Frequently Asked Questions
6 - 60 months after submitting your application.
The minimum amount at Loans2Go is $1,000.
Yes, Loans2Go offers an online application process. Visit their website to apply.