Max Loans – Loan Review
Amount, $227 - $158 000 ;Term, 6 - 84 months
Applying does not commit you to any agreement.
Max Loans repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $3 000 | $1 541.64 | $4 541.64 | 36 months |
How to apply for Max Loans
- Fill out an online application
- Wait for approval
- Receive your funds
Max Loans eligibility requirements
- Over 18
- Be a citizen or permanent resident of New Zealand
About Max Loans
Max Loans is operated by Max Money Group Limited. Registered location: 27/29 William Pickering Drive, Rosedale, Auckland 0632. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Is Max Loans a direct lender or a broker?
Max Loans is a lending advisory business, not a direct lender – it submits your application to a panel of third-party lenders rather than funding the loan itself. The company has operated in New Zealand since 2012 and is based in Rosedale, Auckland. Working with a panel can improve your approval odds compared to applying to a single lender directly, because Max Loans can route your application to whichever lender on its panel is the best fit for your circumstances, including applicants with a less-than-perfect credit history.
What can I use a Max Loans referral for?
Through its lender panel, Max Loans covers personal loans, car loans and debt consolidation loans, in both secured and unsecured form. Because the loan is ultimately funded and documented by whichever panel lender approves you, always read that lender's own disclosure statement for the exact rate, fees and terms before signing – the headline figures on this page are indicative only.
✓ Pros
- Panel of multiple lenders can improve approval chances
- Covers personal, car and debt consolidation loans
- Secured and unsecured options available
- NZ owned and operated since 2012
✗ Cons
- Not a direct lender – final rate and terms depend on which panel lender approves you
- Must review the panel lender's own disclosure statement separately
Loan Example
An example of a $3,000 loan through our lenders would look like this: Loan amount $3,000, Establishment fee $395, Weekly principal and interest repayments over 36 months at 13.95% = $29.11/week. Total amount payable at the end of the loan term = $4,541.64.
Loan Requirements
- ✓ Over 18
- ✓ Be a citizen or permanent resident of New Zealand
Loan Features
- Online loans up to $158 000
- Term 6 - 84 months
Frequently Asked Questions
6 - 84 months after submitting your application.
The minimum amount at Max Loans is $227.
Yes, Max Loans offers an online application process. Visit their website to apply.