NZCU South – Loan Review
Amount, $2 000 - $50 000 ;Term, 6 - 120 months
Applying does not commit you to any agreement.
NZCU South repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $6 000 | $174.44 | $6 174.44 | 6 months |
| $10 000 | $290.73 | $10 290.73 | 6 months |
| $50 000 | $7 996.46 | $57 996.46 | 36 months |
How to apply for NZCU South
- Fill out an online application
- Wait for approval
- Receive your funds
NZCU South eligibility requirements
- You must be over 18
- You must be a New Zealand citizen, resident or hold a current working VISA
About NZCU South
NZCU South is operated by Credit Union Baywide trading as NZCU Baywide. Registered location: 52 Don Street, Invercargill 9810. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
$15,000 personal borrowing. $250 approval fee. $36.51 third party charges (credit check, vehicle check and registering security over vehicle) = $15,286.51. Set up over a term of 3 years (157 weeks) at 9.9% p.a. interest = weekly repayments of $112.74.
Loan Requirements
- ✓ You must be over 18
- ✓ You must be a New Zealand citizen, resident or hold a current working VISA
Loan Features
- Online loans up to $50 000
- Term 6 - 120 months
Frequently Asked Questions
6 - 120 months after submitting your application.
The minimum amount at NZCU South is $2,000.
Yes, NZCU South offers an online application process. Visit their website to apply.