The Co-operative Bank Fair Rate credit card logo

The Co-operative Bank Fair Rate credit card – Loan Review

4.0 / 5 (0 reviews)

Amount, $1 000 - $50 000 ;Term, 1 - 12 months

Amount $1,000 – $50,000
Rate from 12,95 %
Term 12 – 12 months
Approval 1 – 12 months
Apply for Loan ad

Applying does not commit you to any agreement.

Loan Example

If you need a little breathing space to get on top of your debt, the Co-operative Bank Fair Rate credit card provides a balance transfer rate of 6 months at 0% p.a. Also, with one of the lowest annual fees on the market and an ongoing competitive interest rate of 12.95% p.a., it could be an option if you don’t require a premium credit card. Just remember, its interest rate is floating and may change at any time.

Loan Requirements

  • ✓ Be at least 18 years of age
  • ✓ Be a New Zealand citizen or permanent resident
  • ✓ Be living in New Zealand
  • ✓ Meet The Co-operative Bank’s lending criteria

Loan Features

  • Credit limit up to $50 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at The Co-operative Bank Fair Rate credit card is $1,000.

Yes, The Co-operative Bank Fair Rate credit card offers an online application process. Visit their website to apply.