The Co-operative Bank Fair Rate credit card – Loan Review
Amount, $1 000 - $50 000 ;Term, 1 - 12 months
Applying does not commit you to any agreement.
The Co-operative Bank Fair Rate credit card repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $1 000 | $0 | $1 000 | 1 month |
How to apply for The Co-operative Bank Fair Rate credit card
- Fill out an online application
- Wait for approval
- Receive your card
The Co-operative Bank Fair Rate credit card eligibility requirements
- Be at least 18 years of age
- Be a New Zealand citizen or permanent resident
- Be living in New Zealand
- Meet The Co-operative Bank’s lending criteria
About The Co-operative Bank Fair Rate credit card
The Co-operative Bank Fair Rate credit card is operated by The Co-operative Bank Limited. Registered location: PwC, PwC Centre 10 Waterloo Quay, Pipitea, Wellington 6011. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
If you need a little breathing space to get on top of your debt, the Co-operative Bank Fair Rate credit card provides a balance transfer rate of 6 months at 0% p.a. Also, with one of the lowest annual fees on the market and an ongoing competitive interest rate of 12.95% p.a., it could be an option if you don’t require a premium credit card. Just remember, its interest rate is floating and may change at any time.
Loan Requirements
- ✓ Be at least 18 years of age
- ✓ Be a New Zealand citizen or permanent resident
- ✓ Be living in New Zealand
- ✓ Meet The Co-operative Bank’s lending criteria
Loan Features
- Credit limit up to $50 000
- Term 1 - 12 months
Frequently Asked Questions
1 – 12 months after submitting your application.
The minimum amount at The Co-operative Bank Fair Rate credit card is $1,000.
Yes, The Co-operative Bank Fair Rate credit card offers an online application process. Visit their website to apply.