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The Lending People – Loan Review

4.0 / 5 editorial score

Amount, $3 000 - $75 000 ;Term, 1 - 7 years

Amount $3,000 – $75,000
Rate from 6,99 %
Term 12 – 84 months
Approval 1 - 7 years
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Applying does not commit you to any agreement.

The Lending People repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$3 000$130.92$3 130.9212 months

How to apply for The Lending People

  1. Fill out an online application
  2. Wait for approval
  3. Receive your funds

The Lending People eligibility requirements

  • Be 18 years or over
  • Be a permanent NZ resident

About The Lending People

The Lending People is operated by The Lending People Limited. Registered location: 94 Queen Street, Auckland CBD, Auckland 1010. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $3 000 borrowed and fully repaid after 12 months of using the loan. Total amount payable = $3 130.92. The fee would be $130.92.

Loan Requirements

  • ✓ Be 18 years or over
  • ✓ Be a permanent NZ resident

Loan Features

  • Online loans up to $75 000
  • Term 1 - 7 years

Frequently Asked Questions

1 - 7 years after submitting your application.

The minimum amount at The Lending People is $3,000.

Yes, The Lending People offers an online application process. Visit their website to apply.