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TSB Personal Loan – Loan Review

★★★★★ 4.1 / 5 (0 reviews)

TSB Bank offers competitive personal loans for New Zealanders, with fixed rates and straightforward application.

Amount $2,000 – $50,000
Rate from 12,95 %
Term 12 – 84 months
Approval 1-3 business days
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TSB Personal Loan

TSB Bank is a New Zealand-owned bank offering personal loans from $2,000 to $50,000. TSB is known for good customer service and competitive rates, particularly for existing account holders.

Personal loans are available for any legitimate purpose including car purchase, debt consolidation, travel or home renovation. Apply online or at any TSB branch.

Interest rates typically start from around 12.95% p.a. depending on your creditworthiness. An establishment fee applies. TSB does not charge early repayment fees on personal loans.

✓ Pros

  • NZ-owned bank
  • Good customer service
  • No early repayment fees

✗ Cons

  • Fewer branches than big 4 banks
  • Establishment fee applies

Loan Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ Regular income
  • ✓ Aged 18 or over
  • ✓ Valid ID
  • ✓ Bank statements

Loan Features

  • Fixed interest rate
  • NZ-owned bank
  • $2,000 to $50,000
  • Terms up to 7 years
  • No early repayment fee

Frequently Asked Questions

1-3 business days after submitting your application.

The minimum amount at TSB Personal Loan is $2,000.

Yes, TSB Personal Loan offers an online application process. Visit their website to apply.