TSB Personal Loan – Loan details

TSB Bank offers competitive personal loans for New Zealanders, with fixed rates and straightforward application.

Loan amount $2,000 – $50,000
Interest from 12,95 %
Term 12 – 84 months
Approval 1-3 business days

Pros

  • ✓ 100% NZ owned
  • ✓ No monthly account fee
  • ✓ No early repayment fees
  • ✓ High customer satisfaction

Cons

  • ✗ Branches mainly in Taranaki and Auckland
  • ✗ Maximum $50,000
  • ✗ Similar rates to other major banks

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Regular verifiable income
  • ✓ Good credit history
  • ✓ Valid NZ ID

Company information

TSB Bank Limited
120 Devon Street East, New Plymouth 4310
https://www.tsb.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.