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Westpac hotpoints Platinum Mastercard – Loan Review

4.0 / 5 editorial score

Amount, $10 000 - $100 000 ;Term, 1 - 12 months

Amount $10,000 – $100,000
Rate from 20,95 %
Term 12 – 12 months
Approval 1 – 12 months
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Applying does not commit you to any agreement.

Westpac hotpoints Platinum Mastercard repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$10 000$0$10 00055 days

How to apply for Westpac hotpoints Platinum Mastercard

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

Westpac hotpoints Platinum Mastercard eligibility requirements

  • Be at least 18 years of age
  • Be a New Zealand citizen or permanent resident
  • Have an appropriate regular income to meet repayments

About Westpac hotpoints Platinum Mastercard

Westpac hotpoints Platinum Mastercard is operated by Westpac New Zealand Limited. Registered location: Shortland Street, Auckland CBD, Auckland 1010, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $10 000 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $10 000. The fee would be $0.

Loan Requirements

  • ✓ Be at least 18 years of age
  • ✓ Be a New Zealand citizen or permanent resident
  • ✓ Have an appropriate regular income to meet repayments

Loan Features

  • Credit limit up to $100 000
  • Term 1 - 12 months

Frequently Asked Questions

1 – 12 months after submitting your application.

The minimum amount at Westpac hotpoints Platinum Mastercard is $10,000.

Yes, Westpac hotpoints Platinum Mastercard offers an online application process. Visit their website to apply.