Westpac Low Rate Mastercard – Loan Review
Amount, $500 - $20 000 ;Term, 1 - 12 months
Applying does not commit you to any agreement.
Westpac Low Rate Mastercard repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $1 000 | $0 | $1 000 | 55 days |
How to apply for Westpac Low Rate Mastercard
- Fill out an online application
- Wait for approval
- Receive your card
Westpac Low Rate Mastercard eligibility requirements
- Be at least 18 years of age
- Be a New Zealand citizen or permanent resident
- Have an appropriate regular income to meet repayments
About Westpac Low Rate Mastercard
Westpac Low Rate Mastercard is operated by Westpac New Zealand Limited. Registered location: Shortland Street, Auckland CBD, Auckland 1010, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $1 000 borrowed and fully repaid after 55 days of using the funds. Total amount payable = $1 000. The fee would be $0.
Loan Requirements
- ✓ Be at least 18 years of age
- ✓ Be a New Zealand citizen or permanent resident
- ✓ Have an appropriate regular income to meet repayments
Loan Features
- Credit limit up to $20 000
- Term 1 - 12 months
Frequently Asked Questions
1 – 12 months after submitting your application.
The minimum amount at Westpac Low Rate Mastercard is $500.
Yes, Westpac Low Rate Mastercard offers an online application process. Visit their website to apply.