Westpac Personal Loan Online Login and Account

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Maximum amount $50,000
Interest from 12,95 %
Maturity 12 – 84 months
Loan processing time 1-2 business days
Apply on the official Westpac Personal Loan website ad

Applying does not commit you to any agreement. Loan approval is subject to Westpac Personal Loan terms and NZ legislation.

Contact details

Company Westpac New Zealand Limited
Address 16 Takutai Square, Auckland 1010

Westpac Personal Loan – table of repayments

Approximate monthly repayments at 12,95 %. Actual repayment is confirmed at loan approval.

Amount 12 months 24 months 36 months 60 months 84 months
$5,000 $446.47 $237.59 $168.35 $113.64 $90.82
$10,000 $892.94 $475.18 $336.70 $227.27 $181.65
$15,000 $1,339.41 $712.78 $505.05 $340.91 $272.47
$20,000 $1,785.88 $950.37 $673.40 $454.55 $363.30
$25,000 $2,232.35 $1,187.96 $841.75 $568.19 $454.12
$30,000 $2,678.81 $1,425.55 $1,010.10 $681.82 $544.94

Representative example

Loan amount $6,500
Term 60 months
Interest rate 12,95 %
Monthly repayment $147.73
Total interest cost $2,363.72
Total amount payable $8,863.72

* This example is indicative only. Actual rate and fees are confirmed at the time of application.

Quick overview

Amount $3,000 – $50,000
Term 12 – 84 months
Interest from 12,95 %
Approval 1-2 business days

Loan requirements

  • ✓ NZ citizen or permanent resident
  • ✓ Regular income
  • ✓ Aged 18 or over
  • ✓ Good credit history
  • ✓ Valid ID

Properties of this loan

  • Fixed interest rate
  • No early repayment fees
  • $3,000 to $50,000
  • Terms 1 to 7 years
  • Apply online or in branch