Westpac Personal Loan – Loan details
Westpac offers fixed-rate personal loans with no early repayment fees. Apply online and get a decision quickly.
Loan amount
$3,000 – $50,000
Interest from
12,95 %
Term
12 – 84 months
Approval
1-2 business days
Pros
- ✓ No establishment fee online
- ✓ No early repayment fees
- ✓ Wide branch network
- ✓ Trusted major NZ bank
Cons
- ✗ Rates from 12.95% p.a.
- ✗ Maximum $50,000
- ✗ Stricter criteria for new customers
Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular income
- ✓ Credit check required
- ✓ Valid NZ ID and proof of address
Company information
Westpac New Zealand Limited
16 Takutai Square, Auckland 1010
https://www.westpac.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.