ANZ Home Loan – Loan details

Amount, $50 000 - $1 000 000 ;Term, 1 - 30 years

Loan amount $50,000 – $1,000,000
Interest from 5,99 %
Term 12 – 360 months
Approval 1 - 30 years

Pros

  • ✓ Pre-approval available
  • ✓ Offset mortgage option
  • ✓ First home buyer support
  • ✓ No early repayment fee on floating rates

Cons

  • ✗ Fixed rate break fees may apply
  • ✗ 5-10 working days for full approval
  • ✗ Low deposit loans have stricter criteria

Requirements

  • ✓ NZ citizen, permanent or temporary resident
  • ✓ Minimum 5% deposit
  • ✓ Steady income verified by payslips or tax returns
  • ✓ Property valuation required
  • ✓ 18 years or older

Company information

ANZ Bank New Zealand Limited
Victoria Street West, Auckland
https://www.anz.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.