The Cooperative Bank Personal Loan – Loan details
The Cooperative Bank is customer-owned, offering personal loans with competitive rates and ethical banking values.
Loan amount
$1,000 – $50,000
Interest from
12,95 %
Term
12 – 60 months
Approval
1-3 business days
Pros
- ✓ Customer-owned – annual profit share
- ✓ No early repayment fees
- ✓ Competitive rates
- ✓ Personal service
Cons
- ✗ Fewer branches than major banks
- ✗ Maximum $50,000
- ✗ Must become a member
Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular income
- ✓ Good credit history
- ✓ Valid NZ ID
Company information
The Co-operative Bank Limited
280 Cuba Street, Wellington 6011
https://www.thecooperativebank.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.