Gem Personal Loan – Loan details
Amount, $2 000 - $200 000 ;Term, 6 - 84 months
Loan amount
$2,000 – $200,000
Interest from
9,99 %
Term
6 – 84 months
Approval
6 - 84 months
Pros
- ✓ Large amounts up to $200,000
- ✓ Terms up to 7 years
- ✓ Secured loan option at lower rates
- ✓ Established NZ lender
Cons
- ✗ Rates can be higher for lower credit scores
- ✗ Establishment fee applies
- ✗ Stricter income verification required
Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ Regular income of at least $400/week
- ✓ Good to average credit history
- ✓ Valid NZ ID
Company information
Latitude Financial Services Limited.
8 Tangihua Street, Auckland CBD, Auckland 1010, New Zealand
https://www.gemfinance.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.