Kiwibank Home Loan – Loan details
Amount, $10 000 - $3 000 000 ;Term, 1 - 30 years
Loan amount
$10,000 – $3,000,000
Interest from
5,75 %
Term
12 – 360 months
Approval
1 - 30 years
Pros
- ✓ 100% NZ owned
- ✓ Available at PostShop outlets nationwide
- ✓ KiwiSaver first home withdrawal support
- ✓ No early repayment fee on floating rate
Cons
- ✗ 5-10 working days for full approval
- ✗ Break fees on fixed rates
- ✗ Investment property criteria stricter
Requirements
- ✓ NZ citizen or permanent resident
- ✓ 18 years or older
- ✓ At least 5% deposit for owner-occupiers
- ✓ Verified income
- ✓ Valid NZ ID
Company information
Kiwibank Limited
Level 9/20 Customhouse Quay, Wellington 6011
https://www.kiwibank.co.nz
This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.