Kiwibank Personal Loan – Loan details

Kiwibank personal loans offer competitive rates for New Zealanders, with online application and fast decisions.

Loan amount $2,000 – $50,000
Interest from 13,85 %
Term 6 – 60 months
Approval 1-2 business days

Pros

  • ✓ NZ-owned institution
  • ✓ Competitive rates for good credit
  • ✓ Online and app-based application

Cons

  • ✗ Establishment fee around $200
  • ✗ Shorter maximum term than some lenders

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ Regular income
  • ✓ Aged 18 or over
  • ✓ Good credit history
  • ✓ Kiwibank or other NZ bank account

Company information

Kiwibank Limited
Level 13, 20 Customhouse Quay, Wellington 6011
https://www.kiwibank.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.