Kiwibank Personal Loan – Loan details

Kiwibank personal loans offer competitive rates for New Zealanders, with online application and fast decisions.

Loan amount $2,000 – $50,000
Interest from 13,85 %
Term 6 – 60 months
Approval 1-2 business days

Pros

  • ✓ NZ-owned bank
  • ✓ PostShop outlets nationwide
  • ✓ No early repayment fees
  • ✓ No monthly account fee

Cons

  • ✗ Rates from 13.85% slightly higher than some competitors
  • ✗ Maximum $50,000
  • ✗ Better rates require good credit

Requirements

  • ✓ NZ citizen or permanent resident
  • ✓ 18 years or older
  • ✓ Regular income
  • ✓ No recent defaults
  • ✓ Valid NZ ID

Company information

Kiwibank Limited
Level 13, 20 Customhouse Quay, Wellington 6011
https://www.kiwibank.co.nz

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.