Prospa Business Loan – Loan details

Prospa specialises in small business loans in NZ, with fast online applications and same-day funding for eligible businesses.

Loan amount $5,000 – $150,000
Interest from 9,90 %
Term 3 – 24 months
Approval Same day

Pros

  • ✓ Fast same-day funding
  • ✓ No property security required
  • ✓ Simple online application

Cons

  • ✗ Short maximum term of 24 months
  • ✗ Higher rates than secured loans
  • ✗ Business loans only

Requirements

  • ✓ Registered NZ business
  • ✓ At least 6 months trading
  • ✓ Minimum monthly revenue
  • ✓ NZ business bank account
  • ✓ Director personal guarantee

Company information

Prospa Group Limited
Auckland, New Zealand
https://www.prospa.com/nz/

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.nz is an independent comparison portal.