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121 Finance – Loan Review

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Amount, $1 000 - $20 000 ;Term, 6 - 36 months

Amount $1,000 – $20,000
Rate from 9,00 %
Term 6 – 36 months
Approval 6 - 36 months
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Loan Example

If you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.

Loan Requirements

  • ✓ Be over 18 years of age
  • ✓ Be a citizen or permanent resident of New Zealand

Loan Features

  • Online loans up to $20 000
  • Term 6 - 36 months

Frequently Asked Questions

6 - 36 months after submitting your application.

The minimum amount at 121 Finance is $1,000.

Yes, 121 Finance offers an online application process. Visit their website to apply.