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Cash Till Payday – Loan Review

4.0 / 5 editorial score

Amount, $500 - $3 000 ;Term, 3 - 12 months

Amount $500 – $3,000
Rate from 18,00 %
Term 3 – 12 months
Approval 3 - 12 months
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Applying does not commit you to any agreement.

Cash Till Payday repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$500$150.26$650.263 months
$1 000$184.17$1 184.173 months
$3 000$1 043$4 04312 months

How to apply for Cash Till Payday

  1. Fill out an online application
  2. Wait for approval
  3. Receive your funds

Cash Till Payday eligibility requirements

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • You need to have been permanently employed with the same employer for at least 3 months
  • For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • You have access to the Internet and a mobile phone

About Cash Till Payday

Cash Till Payday is operated by Zethus Holdings Limited.. Registered location: Ellerslie, Auckland. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Loan amount $3 000 borrowed and fully repaid after 12 months of using the loan. Total amount payable = $4 043. The fee would be $1 043.

Loan Requirements

  • ✓ You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
  • ✓ You need to have been permanently employed with the same employer for at least 3 months
  • ✓ For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
  • ✓ Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
  • ✓ You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
  • ✓ You have access to the Internet and a mobile phone

Loan Features

  • Online loans up to $5 000
  • Term 3 - 12 months

Frequently Asked Questions

3 - 12 months after submitting your application.

The minimum amount at Cash Till Payday is $500.

Yes, Cash Till Payday offers an online application process. Visit their website to apply.