NeedCashToday – Loan Review
Amount, $750 - $5 000 ;Term, 15 - 40 months
Applying does not commit you to any agreement.
NeedCashToday repayment example
Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.
| Amount | Fee | Total payment | Term |
|---|---|---|---|
| $1 025 | $528.23 | $1 553.23 | 26 weeks |
How to apply for NeedCashToday
- Fill out an online application
- Wait for approval
- Receive your funds
NeedCashToday eligibility requirements
- You must be over 18
- You must be a New Zealand citizen or resident
- You must not be bankrupt
- You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
- You need an active bank account that your pay gets credited into on regular paydays
- You need access to a computer as the application process is 100% online
- You need an active email account
- You must own a cell phone
- You must complete the online application
- You must pass our employer checks
About NeedCashToday
NeedCashToday is operated by Moola.co.nz Limited. Registered location: Level 3/299 Durham Street North, Christchurch Central, Christchurch 8013, New Zealand. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.
Loan Example
Loan amount $1 025 borrowed and fully repaid after 26 weeks of using the loan. Total amount payable = $1 553.23. The fee would be $528.23.
Loan Requirements
- ✓ You must be over 18
- ✓ You must be a New Zealand citizen or resident
- ✓ You must not be bankrupt
- ✓ You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
- ✓ You need an active bank account that your pay gets credited into on regular paydays
- ✓ You need access to a computer as the application process is 100% online
- ✓ You need an active email account
- ✓ You must own a cell phone
- ✓ You must complete the online application
- ✓ You must pass our employer checks
Loan Features
- Online loans up to $5 000
- Term 15 - 40 weeks
Frequently Asked Questions
15 - 40 weeks after submitting your application.
The minimum amount at NeedCashToday is $750.
Yes, NeedCashToday offers an online application process. Visit their website to apply.