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Finance Now Card – Loan Review

4.0 / 5 editorial score

Amount, $100 - $50 000 ;Term, 1 - 12 months

Amount $100 – $50,000
Rate from 19,95 %
Term 1 – 12 months
Approval 1 - 12 months
Apply for Loan ad

Applying does not commit you to any agreement.

Finance Now Card repayment example

Indicative repayment scenarios. Always confirm the exact cost of credit on the lender's website before you apply.

AmountFeeTotal paymentTerm
$1 000$206$1 2061 month

How to apply for Finance Now Card

  1. Fill out an online application
  2. Wait for approval
  3. Receive your card

Finance Now Card eligibility requirements

  • Be 18 years or over
  • Be a permanent resident of New Zealand

About Finance Now Card

Finance Now Card is operated by Finance Now Limited. Registered location: 114 Dominion Road, Mount Eden, Auckland 1024. New Zealand lenders are expected to operate under the Credit Contracts and Consumer Finance Act (CCCFA) responsible-lending rules — always read the full loan terms before signing.

Loan Example

Finance Now's normal lending criteria and loan terms apply. Interest rates from 19.95% p.a. apply. A $0.25 transaction fee applies to purchases less than $20. A 6 monthly fee of $19.95 applies on the first purchase transaction and is included in your first statement. Your Card limit will be reassessed at the time of Card activation and will be based on your updated credit position.

Loan Requirements

  • ✓ Be 18 years or over
  • ✓ Be a permanent resident of New Zealand

Loan Features

  • Credit limit up to $50 000
  • Term 1 - 12 months

Frequently Asked Questions

1 - 12 months after submitting your application.

The minimum amount at Finance Now Card is $100.

Yes, Finance Now Card offers an online application process. Visit their website to apply.